$859,900 - 27 Swordfish Drive, Whitby
Townhouse for Sale in Whitby
102 days on market- MLS Number
- E12848140
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 102
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- RE/MAX ROUGE RIVER REALTY LTD.
This freehold townhome (no maintenance fees!) is perfectly situated on an impressive 23-foot wide lot, offering a rare sense of space and curb appeal that beautifully complements its scenic ravine backdrop. The main level welcomes you with seamless hardwood floors and a bright front den featuring elegant French doors, ideal for a quiet home office. At the heart of the residence is a stunning kitchen designed for both daily life and entertaining, complete with granite countertops, a custom tiled backsplash, extended upper cabinetry, stainless steel appliances, and a center island that flows into the dining area. The living room provides an inviting atmosphere anchored by a natural gas fireplace, while large sliding glass doors in the dining room offer an effortless walkout to the yard. Upstairs, the primary suite serves as a luxurious retreat with a five-piece ensuite and a sizable walk-in closet, joined by two additional bedrooms-one showcasing a striking vaulted ceiling. A versatile open-concept loft and a dedicated second-level laundry room add exceptional functionality to the upper floor.The lifestyle offered by this location is second to none, as it is just steps away from an amazing neighborhood park featuring dedicated pickleball courts and plenty of fun for the kids, all while being moments away from the new medical building. Beyond the aesthetic appeal, the home is packed with thoughtful upgrades including hardwired POE security cameras, smart dimmer switches in all bedrooms, soft-close hinges throughout, and an HRV system with a central humidifier. The unfinished basement provides incredible future potential, already featuring a finished landing, a three-piece bathroom rough-in, four separate ESA-inspected electrical circuits, and a large cold cellar. Combining a wide lot, a serene ravine setting, and modern smart-home features, this property offers the perfect blend of comfort and convenience.
Estimate your monthly payments for this property
Estimated Payment
$4,411.73/mo
Includes CMHC insurance ($23,991)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
27 Swordfish Drive, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $573/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 102 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Whitby have shown strong appreciation as families seek more space.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.