27 Rachel Drive Unit 25, Hamilton

Price: $655,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: X12986322

This beautifully maintained 3 bedroom, 2 bathroom end unit townhouse is located in the family-friendly Winona neighbourhood of Stoney Creek. It offers a perfect blend of modern comfort and suburban convenience. Large windows allow for an abundance of natural light. The bedrooms are designed perfectly for a growing family or professional couples looking for extra office space. The living room seamlessly connects with the kitchen dining areas making it a perfect spot to relax. Step through the sliding patio doors to enjoy your grill and a peaceful spot for your morning coffee. Living in Winona puts you at the gateway to Niagara wine country while keeping essentials at your doorstep. Minutes away from the Fifty Road Costco Plaza with numerous retail stores and restaurants. Whether your a first-time home buyer, a growing family, or a professional looking for a bright and airy retreat, this home is ready for you to move in and enjoy.

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$655,000 - 27 Rachel Drive Unit 25, Hamilton

Townhouse for Sale in Hamilton

66 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
X12986322
Property Type
Townhouse
Status
active
Days on Site
66
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RIGHT AT HOME REALTY
Description

This beautifully maintained 3 bedroom, 2 bathroom end unit townhouse is located in the family-friendly Winona neighbourhood of Stoney Creek. It offers a perfect blend of modern comfort and suburban convenience. Large windows allow for an abundance of natural light. The bedrooms are designed perfectly for a growing family or professional couples looking for extra office space. The living room seamlessly connects with the kitchen dining areas making it a perfect spot to relax. Step through the sliding patio doors to enjoy your grill and a peaceful spot for your morning coffee. Living in Winona puts you at the gateway to Niagara wine country while keeping essentials at your doorstep. Minutes away from the Fifty Road Costco Plaza with numerous retail stores and restaurants. Whether your a first-time home buyer, a growing family, or a professional looking for a bright and airy retreat, this home is ready for you to move in and enjoy.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,360.49/mo

Includes CMHC insurance ($18,275)

$
$
5%10%50%

5-yr fixed avg.

Principal: $589,500Interest: $400,372
Mortgage Amount$607,775
Total Interest$400,372
Est. Property Tax$464/mo
Total Cost$1,008,147

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

27 Rachel Drive Unit 25, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,550/mo
Range: $2,168 - $2,933
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,550
Maintenance Fees-$0
Property Tax (est.)-$464
Insurance (est.)-$136
Net Cash Flow+$1,950

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $595/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 66 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,729 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    27 Rachel Drive Unit 25, Hamilt… — $655,000 | Battaglia Team