27 Rachel Drive, Hamilton

Price: $589,000

2 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: X13001568

Stylish Freehold Townhome Just Steps to Lake Ontario! Welcome to 27 Rachel Drive, Unit 41, a modern, carpet-free 3-storey freehold townhome built in 2022, ideally located in Stoney Creek's sought-after Community Beach neighborhood. Offering 1,358 sq. ft. of bright, functional living space, this home features 2 bedrooms + loft, 1.5 bathrooms, and a thoughtfully designed layout perfect for today's lifestyle. Step inside to a welcoming foyer with a versatile main-floor flex space, ideal for a home office, gym, or cozy retreat. Enjoy the convenience of a private driveway, attached garage, providing both parking & additional storage. Maintenance free turf front lawn provide ultimate convenience & curb appeal with no mowing required. The sun-filled open-concept second level is designed for everyday living & entertaining, featuring 9-ft ceilings, large windows, & modern laminate flooring throughout. The contemporary kitchen offers stainless steel appliances, ample cabinetry, breakfast bar, seamlessly flowing into the living and dining area with walkout to your private balcony, perfect for morning coffee or evening unwind time. Upstairs, you'll find a spacious primary bedroom with a walk-in closet, a generous second bedroom, and a flexible loft space. Perfect as a home office, reading nook, or media area. Upper-level laundry and a well-appointed 4-piece bath complete the top floor. Location is everything. Just steps to Lake Ontario, enjoy nearby waterfront trails, parks, and the beauty of Fifty Point Conservation Area & Marina. Minutes to Costco, shopping, dining, and everyday essentials, with quick access to the QEW, making commuting to Toronto or Niagara effortless. Freehold ownership with no condo fees, modern finishes, and a low-maintenance lifestyle, all in a growing lakeside community. An exceptional opportunity for first-time buyers, downsizers, or investors. Don't miss your chance to own in one of Stoney Creek's most desirable locations.

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$589,000 - 27 Rachel Drive, Hamilton

Townhouse for Sale in Hamilton

61 days on market
2Beds
2Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
X13001568
Property Type
Townhouse
Status
active
Days on Site
61
Bedrooms
2
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
EXP REALTY
Description

Stylish Freehold Townhome Just Steps to Lake Ontario! Welcome to 27 Rachel Drive, Unit 41, a modern, carpet-free 3-storey freehold townhome built in 2022, ideally located in Stoney Creek's sought-after Community Beach neighborhood. Offering 1,358 sq. ft. of bright, functional living space, this home features 2 bedrooms + loft, 1.5 bathrooms, and a thoughtfully designed layout perfect for today's lifestyle. Step inside to a welcoming foyer with a versatile main-floor flex space, ideal for a home office, gym, or cozy retreat. Enjoy the convenience of a private driveway, attached garage, providing both parking & additional storage. Maintenance free turf front lawn provide ultimate convenience & curb appeal with no mowing required. The sun-filled open-concept second level is designed for everyday living & entertaining, featuring 9-ft ceilings, large windows, & modern laminate flooring throughout. The contemporary kitchen offers stainless steel appliances, ample cabinetry, breakfast bar, seamlessly flowing into the living and dining area with walkout to your private balcony, perfect for morning coffee or evening unwind time. Upstairs, you'll find a spacious primary bedroom with a walk-in closet, a generous second bedroom, and a flexible loft space. Perfect as a home office, reading nook, or media area. Upper-level laundry and a well-appointed 4-piece bath complete the top floor. Location is everything. Just steps to Lake Ontario, enjoy nearby waterfront trails, parks, and the beauty of Fifty Point Conservation Area & Marina. Minutes to Costco, shopping, dining, and everyday essentials, with quick access to the QEW, making commuting to Toronto or Niagara effortless. Freehold ownership with no condo fees, modern finishes, and a low-maintenance lifestyle, all in a growing lakeside community. An exceptional opportunity for first-time buyers, downsizers, or investors. Don't miss your chance to own in one of Stoney Creek's most desirable locations.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,021.88/mo

Includes CMHC insurance ($16,433)

$
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5%10%50%

5-yr fixed avg.

Principal: $530,100Interest: $360,029
Mortgage Amount$546,533
Total Interest$360,029
Est. Property Tax$417/mo
Total Cost$906,563

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

27 Rachel Drive, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,200/mo
Range: $1,870 - $2,530
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,200
Maintenance Fees-$0
Property Tax (est.)-$417
Insurance (est.)-$123
Net Cash Flow+$1,660

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $535/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 61 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,454 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    27 Rachel Drive, Hamilton — $589,000 | Battaglia Team