27 Fingland Crescent, Hamilton

Price: $1,198,900

3 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13053154

Experience this premium lot at 27 Fingland, featuring a premium basement layout that provides oversized above-grade windows, filling the space with natural light. This spacious home in a sought-after Waterdown neighbourhood offers 3 bedrooms plus the potential for a 4th bedroom on the second level, providing the perfect layout for a growing family. The main floor boasts a large modern kitchen with upgraded appliances and a walk-out to a private deck and backyard, while luxury California shutters are featured throughout both the main and upper levels. Situated on a quiet, family-friendly street with schools nearby and a double car garage, this property perfectly combines high-end features with a prime location and is less than 10 years old.

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active
New Listing
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$1,198,900 - 27 Fingland Crescent, Hamilton

Detached for Sale in Hamilton

New — Listed 4 days ago
3Beds
3Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13053154
Property Type
Detached
Status
active
Days on Site
4
Bedrooms
3
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
REAL BROKER ONTARIO LTD.
Description

Experience this premium lot at 27 Fingland, featuring a premium basement layout that provides oversized above-grade windows, filling the space with natural light. This spacious home in a sought-after Waterdown neighbourhood offers 3 bedrooms plus the potential for a 4th bedroom on the second level, providing the perfect layout for a growing family. The main floor boasts a large modern kitchen with upgraded appliances and a walk-out to a private deck and backyard, while luxury California shutters are featured throughout both the main and upper levels. Situated on a quiet, family-friendly street with schools nearby and a double car garage, this property perfectly combines high-end features with a prime location and is less than 10 years old.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,303.14/mo

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5%20%50%

5-yr fixed avg.

Principal: $959,120Interest: $631,822
Mortgage Amount$959,120
Total Interest$631,822
Est. Property Tax$849/mo
Total Cost$1,590,942

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

27 Fingland Crescent, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,900/mo
Range: $2,465 - $3,335
Cap Rate (ROI)
1.8%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,900
Maintenance Fees-$0
Property Tax (est.)-$849
Insurance (est.)-$250
Net Cash Flow+$1,801

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $599/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,995 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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