264 Oakdale Avenue Unit 102, St. Catharines

Price: $259,900

2 bedrooms, 1 bathrooms

800 sqft

Property Type: Condo

MLS#: X12845284

Welcome to 264 Oakdale Avenue, Unit 102, an affordable 2 bedroom condo offering a practical layout and a great opportunity for first time buyers looking to enter the market. With 920 sq ft of living space, this unit features a spacious living room, a functional kitchen with ample cabinetry, two comfortable bedrooms, a 4 piece bathroom, and the convenience of in suite laundry. The layout is straightforward and easy to maintain, making it a solid option for buyers wanting to build equity over time. One of the standout features is the inclusion of two parking spaces, a rare and valuable bonus at this price point. Whether you have two vehicles or need extra flexibility for guests, having two owned spaces is a major advantage. Condo fees include heat, water, building maintenance, and parking, helping keep monthly expenses predictable. Located close to highways, hospital, public transit, schools, and everyday amenities, this is a smart and affordable step into home ownership.

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$259,900 - 264 Oakdale Avenue Unit 102, St. Catharines

Condo for Sale in St. Catharines

107 days on market
2Beds
1Baths
800Sq Ft
Condo
Property Details
MLS Number
X12845284
Property Type
Condo
Status
active
Days on Site
107
Bedrooms
2
Bathrooms
1
Square Feet
800 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
East
Balcony
None
Listing Brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.
Description

Welcome to 264 Oakdale Avenue, Unit 102, an affordable 2 bedroom condo offering a practical layout and a great opportunity for first time buyers looking to enter the market. With 920 sq ft of living space, this unit features a spacious living room, a functional kitchen with ample cabinetry, two comfortable bedrooms, a 4 piece bathroom, and the convenience of in suite laundry. The layout is straightforward and easy to maintain, making it a solid option for buyers wanting to build equity over time. One of the standout features is the inclusion of two parking spaces, a rare and valuable bonus at this price point. Whether you have two vehicles or need extra flexibility for guests, having two owned spaces is a major advantage. Condo fees include heat, water, building maintenance, and parking, helping keep monthly expenses predictable. Located close to highways, hospital, public transit, schools, and everyday amenities, this is a smart and affordable step into home ownership.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,333.42/mo

Includes CMHC insurance ($7,251)

$
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5%10%50%

5-yr fixed avg.

Principal: $233,910Interest: $158,865
Mortgage Amount$241,161
Total Interest$158,865
Est. Property Tax$184/mo
Total Cost$400,027

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

264 Oakdale Avenue Unit 102, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,200/mo
Range: $1,870 - $2,530
Cap Rate (ROI)
6.7%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,200
Maintenance Fees-$520
Property Tax (est.)-$184
Insurance (est.)-$54
Net Cash Flow+$1,442

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $325/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 107 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 800 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    264 Oakdale Avenue Unit 102 | $259,900 | Battaglia Team