26 Wellington Street Unit 404, St. Catharines

Price: $379,900

2 bedrooms, 2 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X13177274

Penthouse-Style Living in the Heart of Downtown St. Catharines! Welcome to Wellington Residences, a stylish 28-unit boutique building designed for those who want to live at the centre of it all. Perched on the top (4th) floor, this bright and beautifully finished 2-bedroom, 2-bath condo delivers the perfect blend of comfort, design, and urban convenience. Step inside to an open-concept layout featuring engineered hardwood floors, soaring ceilings, and natural light throughout. The sleek, designer kitchen is a showstopper with quartz countertops, tile backsplash, and generous cabinetry-perfect for entertaining or everyday living. Enjoy your morning coffee or evening unwind on your private balcony above the city. The spacious primary suite offers a walk-in closet and a luxurious 5-piece ensuite with double vanity and linen storage. A second bedroom sits conveniently beside a modern 3-piece bath, ideal for guests, a home office, or both. In-suite laundry includes stacked washer/dryer, built-in cabinets, and bonus storage. Assigned parking and a locker are included. Residents enjoy premium amenities such as secure entry with intercom, a welcoming reception area, a second-floor lounge, third-floor gym, and a fourth-floor meeting room with lockers. The location? Unbeatable. Steps to shops, restaurants, Montebello Park, Market Square, Meridian Centre, the FirstOntario Performing Arts Centre, and transit. Minutes to Niagara Falls, Niagara-on-the-Lake, the U.S. border, with quick access to Hwy 406 and the QEW-and just one hour to Toronto. This is your opportunity to own in one of St. Catharines' most sought-after downtown residences and embrace a vibrant, connected lifestyle. Don't miss it.

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$379,900 - 26 Wellington Street Unit 404, St. Catharines

Condo for Sale in St. Catharines

2Beds
2Baths
1,000Sq Ft
Condo
Property Details
MLS Number
X13177274
Property Type
Condo
Status
active
Days on Site
18
Bedrooms
2
Bathrooms
2
Square Feet
1,000 sqft
Neighbourhood
St. Catharines
Locker
Owned
Exposure
East
Balcony
Enclosed
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Penthouse-Style Living in the Heart of Downtown St. Catharines! Welcome to Wellington Residences, a stylish 28-unit boutique building designed for those who want to live at the centre of it all. Perched on the top (4th) floor, this bright and beautifully finished 2-bedroom, 2-bath condo delivers the perfect blend of comfort, design, and urban convenience. Step inside to an open-concept layout featuring engineered hardwood floors, soaring ceilings, and natural light throughout. The sleek, designer kitchen is a showstopper with quartz countertops, tile backsplash, and generous cabinetry-perfect for entertaining or everyday living. Enjoy your morning coffee or evening unwind on your private balcony above the city. The spacious primary suite offers a walk-in closet and a luxurious 5-piece ensuite with double vanity and linen storage. A second bedroom sits conveniently beside a modern 3-piece bath, ideal for guests, a home office, or both. In-suite laundry includes stacked washer/dryer, built-in cabinets, and bonus storage. Assigned parking and a locker are included. Residents enjoy premium amenities such as secure entry with intercom, a welcoming reception area, a second-floor lounge, third-floor gym, and a fourth-floor meeting room with lockers. The location? Unbeatable. Steps to shops, restaurants, Montebello Park, Market Square, Meridian Centre, the FirstOntario Performing Arts Centre, and transit. Minutes to Niagara Falls, Niagara-on-the-Lake, the U.S. border, with quick access to Hwy 406 and the QEW-and just one hour to Toronto. This is your opportunity to own in one of St. Catharines' most sought-after downtown residences and embrace a vibrant, connected lifestyle. Don't miss it.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,949.08/mo

Includes CMHC insurance ($10,599)

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5-yr fixed avg.

Principal: $341,910Interest: $232,216
Mortgage Amount$352,509
Total Interest$232,216
Est. Property Tax$269/mo
Total Cost$584,725

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

26 Wellington Street Unit 404, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,360/mo
Range: $2,006 - $2,714
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,360
Maintenance Fees-$650
Property Tax (est.)-$269
Insurance (est.)-$79
Net Cash Flow+$1,362

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $380/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    26 Wellington Street Unit 404… — $379,900 | Battaglia Team