26 Ontario Street Unit 108, Guelph

Price: $414,900

1 bedrooms, 1 bathrooms

600 sqft

Property Type: Condo

MLS#: X13124830

Historic loft charm meets modern privacy in the prestigious Mill Lofts, a 1902 textile mill conversion in the heart of the city. Meticulously maintained by a single owner since its conversion, Unit 108 immediately showcases its industrial heritage through soaring ceilings and authentic concrete structural walls anchored by warm birch hardwood flooring. Designed with a focus on privacy, this suite stands out with a premium, full-height bedroom wall, an architectural choice that provides a distinct sense of separation and sanctuary rarely found in industrial loft layouts. The entry leads past a four-piece bathroom and laundry area, featuring a large vanity and a 2024 LG laundry duo. The floor plan flows into a timeless Barzotti kitchen equipped with soft-close cabinetry, a porcelain tile backsplash, and an updated stainless steel smart Bosch dishwasher. Beyond the kitchen peninsula, the spacious living area is flooded with natural light from large windows, a feature that continues into the adjacent private bedroom. Practicality is maximized with integrated storage solutions, including a loft space above the bathroom and potential for additional overhead storage in the bedroom. Every detail has been curated for efficiency, including energy-saving Duette privacy blinds, new faucets, and upgraded ceiling fans. Major mechanical updates provide long-term peace of mind, highlighted by a heat pump replaced in 2017. Complete with an owned parking space and storage locker, this turnkey suite is steps from the GO Station, Speed River trails, and downtown amenities. Offering uncompromising craftsmanship and character, this home is the ultimate urban retreat for professionals, mature students, or those seeking a sophisticated lifestyle in Guelph.

26 Ontario Street Unit 108 - Condo photo 1 of 15 in Guelph, Ontario
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$414,900 - 26 Ontario Street Unit 108, Guelph

Condo for Sale in Guelph

37 days on market
1Beds
1Baths
600Sq Ft
Condo
Property Details
MLS Number
X13124830
Property Type
Condo
Status
active
Days on Site
37
Bedrooms
1
Bathrooms
1
Square Feet
600 sqft
Neighbourhood
Guelph
Locker
Owned
Exposure
South East
Balcony
None
Listing Brokerage
Royal LePage Royal City Realty
Description

Historic loft charm meets modern privacy in the prestigious Mill Lofts, a 1902 textile mill conversion in the heart of the city. Meticulously maintained by a single owner since its conversion, Unit 108 immediately showcases its industrial heritage through soaring ceilings and authentic concrete structural walls anchored by warm birch hardwood flooring. Designed with a focus on privacy, this suite stands out with a premium, full-height bedroom wall, an architectural choice that provides a distinct sense of separation and sanctuary rarely found in industrial loft layouts. The entry leads past a four-piece bathroom and laundry area, featuring a large vanity and a 2024 LG laundry duo. The floor plan flows into a timeless Barzotti kitchen equipped with soft-close cabinetry, a porcelain tile backsplash, and an updated stainless steel smart Bosch dishwasher. Beyond the kitchen peninsula, the spacious living area is flooded with natural light from large windows, a feature that continues into the adjacent private bedroom. Practicality is maximized with integrated storage solutions, including a loft space above the bathroom and potential for additional overhead storage in the bedroom. Every detail has been curated for efficiency, including energy-saving Duette privacy blinds, new faucets, and upgraded ceiling fans. Major mechanical updates provide long-term peace of mind, highlighted by a heat pump replaced in 2017. Complete with an owned parking space and storage locker, this turnkey suite is steps from the GO Station, Speed River trails, and downtown amenities. Offering uncompromising craftsmanship and character, this home is the ultimate urban retreat for professionals, mature students, or those seeking a sophisticated lifestyle in Guelph.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,128.65/mo

Includes CMHC insurance ($11,576)

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5-yr fixed avg.

Principal: $373,410Interest: $253,610
Mortgage Amount$384,986
Total Interest$253,610
Est. Property Tax$294/mo
Total Cost$638,596

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Guelph

Discover Guelph

Guelph is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Guelph

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Guelph offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

26 Ontario Street Unit 108, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$1,800/mo
Range: $1,530 - $2,070
Cap Rate (ROI)
3.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$1,800
Maintenance Fees-$390
Property Tax (est.)-$294
Insurance (est.)-$86
Net Cash Flow+$1,030

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $692/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 37 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 600 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    26 Ontario Street Unit 108, Guelph | $414,900 | Battaglia Team