25 Haight Street, St. Catharines

Price: $739,500

3 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13132100

Nearly new, this impeccably finished 2-storey home offers a bevy of features that are difficult to find. Starting from the ground up, the foundation was constructed with insulated concrete forms (ICF), a strong, energy-efficient option rarely found in a detached home. The main floor is open and inviting, centered around a beautiful kitchen. With pot lights, ample cabinetry, a 6-long island, and quartz counters, it is open to the living room on one side and a large dining area on the other. Garden doors lead from the dining area out to a large, elevated deck which measures nearly 24' wide and is overlooking the big backyard. Head upstairs to the bedroom level where you'll find three well-sized bedrooms and a gorgeous 5-piece bathroom, complete with a stand-alone tub, large tiled walk-in shower, double vanity, and separate water closet. Constructed in 2024, this is the perfect home if you're looking for a well-finished, absolute move-in ready, 2 storey home. Centrally located near downtown, highway access, Hartzel rd. and the Pen Centre shopping area.

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$739,500 - 25 Haight Street, St. Catharines

Detached for Sale in St. Catharines

35 days on market
3Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13132100
Property Type
Detached
Status
active
Days on Site
35
Bedrooms
3
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Lot Size
5,247 sqft
Listing Brokerage
BOSLEY REAL ESTATE LTD.,
Description

Nearly new, this impeccably finished 2-storey home offers a bevy of features that are difficult to find. Starting from the ground up, the foundation was constructed with insulated concrete forms (ICF), a strong, energy-efficient option rarely found in a detached home. The main floor is open and inviting, centered around a beautiful kitchen. With pot lights, ample cabinetry, a 6-long island, and quartz counters, it is open to the living room on one side and a large dining area on the other. Garden doors lead from the dining area out to a large, elevated deck which measures nearly 24' wide and is overlooking the big backyard. Head upstairs to the bedroom level where you'll find three well-sized bedrooms and a gorgeous 5-piece bathroom, complete with a stand-alone tub, large tiled walk-in shower, double vanity, and separate water closet. Constructed in 2024, this is the perfect home if you're looking for a well-finished, absolute move-in ready, 2 storey home. Centrally located near downtown, highway access, Hartzel rd. and the Pen Centre shopping area.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,794.02/mo

Includes CMHC insurance ($20,632)

$
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5%10%50%

5-yr fixed avg.

Principal: $665,550Interest: $452,023
Mortgage Amount$686,182
Total Interest$452,023
Est. Property Tax$524/mo
Total Cost$1,138,205

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

25 Haight Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$524
Insurance (est.)-$154
Net Cash Flow+$2,122

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $493/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 35 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,081 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    25 Haight Street, St. Catharines | $739,500 | Battaglia Team