245 Septimus Heights, Milton

Price: $788,000

3 bedrooms, 2 bathrooms

1,100 sq ft

Property Type: Townhouse

MLS#: W12643568

Outstanding Opportunity in South Milton! This spacious 3-level freehold townhome Approximately 1356 sqft. offers perfectly situated near top-rated schools, parks, sports complexes, hospital, and shopping. The ground level features a generous mudroom/den with inside access to the garage and utility room, ideal for families and everyday convenience. enhanced with pot lights for a bright, airy feel The second level showcases a bright open-concept living and dining area with hardwood flooring throughout. the dining area offers a walkout to a private balcony, large elevated approx. 10'8"x8' balcony/terrace, perfect for relaxing or entertaining and upgraded laundry Machines in Laundry room. The spacious kitchen is designed for functionality and style, offering ample counter and cupboard space, stainless steel appliances (stove, fridge, built-in dishwasher), and an elegant tile backsplash. A hardwood staircase leads to the upper level, which features three well-appointed bedrooms. The primary bedroom includes a large closet,. Two additional bedrooms at the front of the home offer windows, closets,, along with a second main bathroom. Extra-long driveway fits 2 cars + 1 in garage

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$788,000 - 245 Septimus Heights, Milton

Townhouse for Sale in Milton

31 days on market
3Beds
2Baths
1,100Sq Ft
Townhouse
Property Details
MLS Number
W12643568
Property Type
Townhouse
Status
active
Days on Site
31
Bedrooms
3
Bathrooms
2
Square Feet
1,100 sqft
Neighbourhood
Milton
Listing Brokerage
KING REALTY INC.
Description

Outstanding Opportunity in South Milton! This spacious 3-level freehold townhome Approximately 1356 sqft. offers perfectly situated near top-rated schools, parks, sports complexes, hospital, and shopping. The ground level features a generous mudroom/den with inside access to the garage and utility room, ideal for families and everyday convenience. enhanced with pot lights for a bright, airy feel The second level showcases a bright open-concept living and dining area with hardwood flooring throughout. the dining area offers a walkout to a private balcony, large elevated approx. 10'8"x8' balcony/terrace, perfect for relaxing or entertaining and upgraded laundry Machines in Laundry room. The spacious kitchen is designed for functionality and style, offering ample counter and cupboard space, stainless steel appliances (stove, fridge, built-in dishwasher), and an elegant tile backsplash. A hardwood staircase leads to the upper level, which features three well-appointed bedrooms. The primary bedroom includes a large closet,. Two additional bedrooms at the front of the home offer windows, closets,, along with a second main bathroom. Extra-long driveway fits 2 cars + 1 in garage

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,042.85/mo

Includes CMHC insurance ($21,985)

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5-yr fixed avg.

Principal: $709,200Interest: $481,669
Mortgage Amount$731,185
Total Interest$481,669
Est. Property Tax$558/mo
Total Cost$1,212,855

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Milton

Discover Milton

Milton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Milton

  • Convenient location in Milton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Craig Kielburger Secondary SchoolPublic High School
Milton District High SchoolPublic High School
Bishop Reding Catholic Secondary SchoolCatholic High School
Jean Vanier Catholic Secondary SchoolCatholic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Milton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

245 Septimus Heights, Milton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,550/mo
Range: $2,168 - $2,933
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,550
Maintenance Fees-$0
Property Tax (est.)-$558
Insurance (est.)-$164
Net Cash Flow+$1,828

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, RE/MAX Realty Specialists

Joe's Thoughts

Honest perspective from 25+ years of GTA real estate experience

Competitive Pricing

At $716/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 31 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Milton have shown strong appreciation as families seek more space.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Milton Lifestyle

Milton offers a balance of urban convenience and suburban tranquility. Growing families appreciate the newer schools and community feel. The GO Train provides reasonable Toronto access. Home values have appreciated steadily as families seek alternatives to Toronto's density and pricing.

Investment Perspective

Looking at this as an investment: Milton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,283 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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