$279,900 - 241 St. Paul Street Unit 297, St. Catharines
Detached for Sale in St. Catharines
77 days on market- MLS Number
- X12956100
- Property Type
- Detached
- Status
- active
- Days on Site
- 77
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Affordable Living in a Prime St. Catharines Location! This stylishly updated 2-bedroom, 1-bath home offers just under 1,000 sq. ft. of modern comfort in one of the city's most convenient neighborhoods. Steps from the hospital, shopping, restaurants, and downtown, enjoy easy access to everything you need. The bright, open-concept layout features a fully updated kitchen with a center island and a custom live-edge countertop-perfect for casual meals or entertaining. Recent upgrades include a new hot water heater, shingles, furnace, drywall, lighting, and contemporary flooring. The bathroom was fully updated in 2026, and the primary bedroom now features a new closet. One of the bedrooms could easily be converted back into two smaller rooms, offering flexible space for growing families or a home office. Sunlight fills every room, creating a warm, inviting atmosphere. Step outside to not one, but two yard spaces-one fully fenced for privacy and outdoor fun. Enjoy a private deck and paved driveway with room for three vehicles. Situated on a large corner lot in a quiet, friendly neighborhood, this move-in-ready home is perfect for first-time buyers or those looking to downsize, combining space, style, and a sought-after location in St. Catharines.
Estimate your monthly payments for this property
Estimated Payment
$1,436.03/mo
Includes CMHC insurance ($7,809)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
241 St. Paul Street Unit 297, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $400/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 77 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.