23 Prince Street, St. Catharines

Price: $459,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13424072

Welcome to 23 Prince Street, your new dream home! Beautifully decorated in modern farmhouse style, this bright, charming home is perfect for first-time home buyers and young families. The main floor features a separate dining room with bay window, perfect for entertaining. The heart of this home is the open-concept kitchen/living room, featuring classic white cabinetry, quartz countertops, contemporary lighting, and windows on both sides flooding the space with light. A generously sized laundry room/mudroom is conveniently located off the kitchen and offers access to a large, beautiful backyard surrounded by mature trees; whether you're a kid or a kid-at-heart, there's plenty of space to play. A rarity in homes of this vintage, 23 Prince features TWO 4-piece bathrooms, one on each floor. The upper floor is home to three tidy, bright bedrooms. Basement is partial and unfinished; very dry and great for storage. Renovated in 2021, improvements by the current seller include: upgraded kitchen light fixture (2021), poured concrete drive (2022), new shed with concrete pad (2022), new fence panels (2023), new vinyl siding (2024), laundry room pot lights (2024), exterior (back) lights (2024), and bay window + laundry room window framing (2025). Conveniently located at the end of a cul-de-sac siding onto Connaught Public School, this home is steps from walking trails and green spaces, schools, shopping, recreation, and amenities, with easy access to the highway.

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New Listing
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$459,000 - 23 Prince Street, St. Catharines

Detached for Sale in St. Catharines

New — Listed 3 days ago
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13424072
Property Type
Detached
Status
active
Days on Site
3
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Lot Size
4,187 sqft
Listing Brokerage
Town Or Country Real Estate (Halton) Ltd., Brokerage
Description

Welcome to 23 Prince Street, your new dream home! Beautifully decorated in modern farmhouse style, this bright, charming home is perfect for first-time home buyers and young families. The main floor features a separate dining room with bay window, perfect for entertaining. The heart of this home is the open-concept kitchen/living room, featuring classic white cabinetry, quartz countertops, contemporary lighting, and windows on both sides flooding the space with light. A generously sized laundry room/mudroom is conveniently located off the kitchen and offers access to a large, beautiful backyard surrounded by mature trees; whether you're a kid or a kid-at-heart, there's plenty of space to play. A rarity in homes of this vintage, 23 Prince features TWO 4-piece bathrooms, one on each floor. The upper floor is home to three tidy, bright bedrooms. Basement is partial and unfinished; very dry and great for storage. Renovated in 2021, improvements by the current seller include: upgraded kitchen light fixture (2021), poured concrete drive (2022), new shed with concrete pad (2022), new fence panels (2023), new vinyl siding (2024), laundry room pot lights (2024), exterior (back) lights (2024), and bay window + laundry room window framing (2025). Conveniently located at the end of a cul-de-sac siding onto Connaught Public School, this home is steps from walking trails and green spaces, schools, shopping, recreation, and amenities, with easy access to the highway.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,354.91/mo

Includes CMHC insurance ($12,806)

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5-yr fixed avg.

Principal: $413,100Interest: $280,566
Mortgage Amount$425,906
Total Interest$280,566
Est. Property Tax$325/mo
Total Cost$706,472

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

23 Prince Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.2%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$325
Insurance (est.)-$96
Net Cash Flow+$2,379

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $417/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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