$518,900 - 223 Geneva Street, St. Catharines
Detached for Sale in St. Catharines
- MLS Number
- X13208000
- Property Type
- Detached
- Status
- active
- Days on Site
- 22
- Bedrooms
- 3
- Bathrooms
- 1
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
LOCATION LOCATION LOCATION!!! Come check out this Stunning Fully Renovated 2-storey beauty located in a Fantastic area. In the last few years the owners had this gorgeous home completely renovated from top to bottom. Some of the many renovated updates include kitchen cabinets and counter tops, flooring, bathroom, windows, doors, trim, basement, concrete driveway and landscaping. This home also offers a huge covered front porch where you can watch the world go by while enjoying your morning coffee or your favourite beverage after a hard days work or if you just want peace and quiet escape to the large wood deck in the gorgeous landscaped backyard. This home is completely move-in ready and is located in a very desirable family-friendly neighbourhood as it is just minutes from Fairview Mall, Tim Horton's, Grocery Stores, Public Transit, the QEW, Parks including dog parks, Playgrounds and the Downtown of St. Catharines with its many amenities such as the Performing Arts Centre, the Meridian Arena and many fine restaurants . This move-in-ready property is an excellent opportunity for either first time buyers, young couples, families, professionals, or just about anyone looking to move into a completely renovated home with nothing to do but relax and enjoy the quality renovations this home offers and the prime area the home is located in.
Estimate your monthly payments for this property
Estimated Payment
$2,662.23/mo
Includes CMHC insurance ($14,477)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
223 Geneva Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $472/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,162 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.