$518,000 - 220 Jeffery Street, Whitby
Detached for Sale in Whitby
113 days on market- MLS Number
- E12812140
- Property Type
- Detached
- Status
- active
- Days on Site
- 113
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- HOMELIFE LANDMARK REALTY INC.
Stunning 3+1 Bedroom Raised Bungalow In A Highly Desirable Whitby Location Beside Jeffery Street Park! Beautifully Maintained And Move-In Ready Home Situated In A Quiet, Family-Friendly Neighbourhood, Siding Onto Jeffery Street Park With No Neighbouring Homes On One Side, Offering Exceptional Privacy, Open Green Views, And Peaceful Natural Surroundings. The Main Floor Features A Bright Open-Concept Layout Ideal For Family Living And Entertaining, With Gleaming Hardwood Floors Throughout. The Recently Renovated Modern Kitchen (2018) Showcases Quartz Countertops, Stainless Steel Appliances, And A Walk-Out To A Spacious Deck Overlooking The Fully Fenced Backyard. This Home Offers Three Generously Sized Bedrooms On The Main Level Plus An Additional Bedroom In The Fully Finished Basement. The Lower Level Includes A Second Kitchen, Full Bathroom, And Large Living Area, Offering Excellent Potential For An In-Law Suite Or Rental Income And Great Flexibility For Extended Family Living. Additional Upgrades Include A Newly Replaced Air Conditioning System2024, Newer Roof2021, And Ample Parking With 1 Garage Space Plus 4 Driveway Spaces. Located In One Of Whitby's Most Established And Family-Oriented Communities, This Home Is Surrounded By Mature Trees, Well-Maintained Homes, And A Strong Sense Of Neighbourhood Pride. Enjoy Direct Access To Jeffery Street Park And Nearby Green Spaces, Providing Excellent Outdoor Recreation And A Peaceful Lifestyle Setting. The Area Offers A Welcoming Environment Ideal For Families, With Quiet Streets And Abundant Natural Surroundings. Conveniently Close To Schools, Parks, Shopping, Restaurants, Transit, And Whitby GO Station. Easy Access To Hwy 401 And 412 Allows For Seamless Commuting Throughout Durham Region And The GTA. A Fantastic Opportunity For Families, Investors, Or Multi-Generational Living In A Mature And Highly Desirable Neighbourhood.
Estimate your monthly payments for this property
Estimated Payment
$2,657.61/mo
Includes CMHC insurance ($14,452)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
220 Jeffery Street, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $471/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 113 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,158 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.