$1,498,000 - 22 Croft Street, Downtown Toronto
Detached for Sale in Downtown Toronto
Neighbourhood: University
- MLS Number
- C13147766
- Property Type
- Detached
- Status
- active
- Days on Site
- 27
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Listing Brokerage
- RIGHT AT HOME REALTY
Rarely Offered Fully Renovated Home On Coveted Croft St! Exceptional Opportunity To Own A Stylish Urban Residence In One Of Toronto's Most Desirable Hidden Pockets. Featuring A Stunning Private 2nd Floor Rooftop Terrace Walk-Out From The Primary Bedroom/Living Area - Perfect For Entertaining, Relaxing, Or Enjoying City Views. Thoughtfully Renovated Throughout With Designer Finishes, Abundant Closet Space, Built-In Safe, And Projection Screen For The Ultimate At-Home Experience.Spa-Inspired Top Floor Bathroom Features Heated Floors, Glass-Enclosed Design, And Convenient Upper-Level Washer & Dryer. Main Floor Offers A Bright Open Concept Layout With Renovated Kitchen, Stainless Steel Fridge, Stove & Dishwasher, Stone Countertops, And Extensive Cabinetry & Storage. Character And Charm Shine Through With Exposed Brick Accent Wall On Main Floor Bedroom.Rare Opportunity To Also Purchase Adjacent Property At 109 Lippincott St Featuring A Large Detached 2-Car Garage - Ideal For End Users, Investors, Or Future Multi-Property Potential. Ask Listing Agent For Details.
Estimate your monthly payments for this property
Estimated Payment
$6,626.16/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover University
University is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in University
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
University offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
22 Croft Street, Downtown Toronto / Waterfront
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $999/sqft, this property is priced in line with current Downtown Toronto market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Downtown Toronto are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About University
I know University well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $6,242 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.