2196 Richard Street, Innisfil

Price: $799,000

5 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: N12860916

Absolutely stunning, meticulously upgraded home situated on a rare 75 x 210 ft lot in a highly desirable Innisfil neighbourhood. The open-concept main floor features elegant finishes with a beautifully designed custom chef's kitchen, thoughtfully crafted for everyday living or entertaining. Step outside to a private backyard retreat featuring a large deck, expansive yard, plus a spacious shed. Perfect setting for outdoor entertaining or summer gatherings. Ideally located within walking distance to Bon Secours Beach plus Innisfil Beach, also minutes from Innisfil Beach Park. Enjoy convenient access to Lake Simcoe, waterfront recreation, walking trails plus year-round outdoor activities. Easy access to major highways allows seamless commuting while preserving the tranquility of lakeside living. This exceptional property combines space, lifestyle, plus long-term potential, a truly rare opportunity in a sought-after community.

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$799,000 - 2196 Richard Street, Innisfil

Detached for Sale in Innisfil

102 days on market
5Beds
2Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
N12860916
Property Type
Detached
Status
active
Days on Site
102
Bedrooms
5
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Innisfil
Listing Brokerage
RE/MAX HALLMARK SHAHEEN & COMPANY
Description

Absolutely stunning, meticulously upgraded home situated on a rare 75 x 210 ft lot in a highly desirable Innisfil neighbourhood. The open-concept main floor features elegant finishes with a beautifully designed custom chef's kitchen, thoughtfully crafted for everyday living or entertaining. Step outside to a private backyard retreat featuring a large deck, expansive yard, plus a spacious shed. Perfect setting for outdoor entertaining or summer gatherings. Ideally located within walking distance to Bon Secours Beach plus Innisfil Beach, also minutes from Innisfil Beach Park. Enjoy convenient access to Lake Simcoe, waterfront recreation, walking trails plus year-round outdoor activities. Easy access to major highways allows seamless commuting while preserving the tranquility of lakeside living. This exceptional property combines space, lifestyle, plus long-term potential, a truly rare opportunity in a sought-after community.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,099.28/mo

Includes CMHC insurance ($22,292)

$
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5%10%50%

5-yr fixed avg.

Principal: $719,100Interest: $488,393
Mortgage Amount$741,392
Total Interest$488,393
Est. Property Tax$566/mo
Total Cost$1,229,785

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Innisfil

Discover Innisfil

Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

2196 Richard Street, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
4.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$566
Insurance (est.)-$166
Net Cash Flow+$2,968

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $400/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 102 days on site, this property has exceeded the typical selling timeline for Innisfil. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Innisfil.

Investment Perspective

Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,329 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    2196 Richard Street, Innisfil | $799,000 | Battaglia Team