2102 Gerrard Street, Toronto E02

Price: $999,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13195306

Welcome to 2102 Gerrard Street East! This beautiful, bright, fully detached Upper Beach home offers 3 bedrooms, 2 bathrooms and perfectly blends classic character with incredible convenience. Bursting with charm, this well-maintained home features gorgeous original trim and a private yard and deck, perfect for relaxing or entertaining. The location is truly unbeatable! Commuters will love having a streetcar stop steps from the front door, a 10-minute walk to the GO Train, and less than a 15-minute stroll to both Woodbine and Main Street subway stations. Active families and nature lovers will enjoy the green space - Norwood Park is right across the street with five outdoor tennis courts, a dog off-leash area, wading pool and a children's playground. Cassels Park is just one block south! Nestled perfectly between the Beach and the Danforth, you have endless recreation options. Walk to the Main Street Public Library, catch a skate at Ted Reeve Arena, or hit the City pool and fitness facility right at Danforth and Main. Surrounded by excellent schools, abundant grocery stores, and great cafés - all close to home. Best of all, you'll be joining a highly sought-after community known for its wonderfully friendly neighbours.

2102 Gerrard Street - Detached photo 1 of 23 in The Beaches / Upper Beaches, Ontario
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$999,000 - 2102 Gerrard Street, The Beaches

Detached for Sale in The Beaches

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
E13195306
Property Type
Detached
Status
active
Days on Site
19
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
The Beaches / Upper Beaches
Listing Brokerage
ROYAL LEPAGE SIGNATURE REALTY
Description

Welcome to 2102 Gerrard Street East! This beautiful, bright, fully detached Upper Beach home offers 3 bedrooms, 2 bathrooms and perfectly blends classic character with incredible convenience. Bursting with charm, this well-maintained home features gorgeous original trim and a private yard and deck, perfect for relaxing or entertaining. The location is truly unbeatable! Commuters will love having a streetcar stop steps from the front door, a 10-minute walk to the GO Train, and less than a 15-minute stroll to both Woodbine and Main Street subway stations. Active families and nature lovers will enjoy the green space - Norwood Park is right across the street with five outdoor tennis courts, a dog off-leash area, wading pool and a children's playground. Cassels Park is just one block south! Nestled perfectly between the Beach and the Danforth, you have endless recreation options. Walk to the Main Street Public Library, catch a skate at Ted Reeve Arena, or hit the City pool and fitness facility right at Danforth and Main. Surrounded by excellent schools, abundant grocery stores, and great cafés - all close to home. Best of all, you'll be joining a highly sought-after community known for its wonderfully friendly neighbours.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,125.39/mo

Includes CMHC insurance ($27,872)

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5%10%50%

5-yr fixed avg.

Principal: $899,100Interest: $610,644
Mortgage Amount$926,972
Total Interest$610,644
Est. Property Tax$708/mo
Total Cost$1,537,616

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: The Beaches / Upper Beaches

Discover The Beaches / Upper Beaches

The Beaches / Upper Beaches is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in The Beaches / Upper Beaches

  • Convenient location in The Beaches / Upper Beaches
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

The Beaches / Upper Beaches offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

2102 Gerrard Street, The Beaches / Upper Beaches

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$708
Insurance (est.)-$208
Net Cash Flow+$1,884

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $908/sqft, this property is priced in line with current The Beaches market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 19 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in The Beaches are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: The Beaches properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,163 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    2102 Gerrard Street, The Beache… — $999,000 | Battaglia Team