21 Fern Avenue, Hamilton

Price: $1,297,000

4 bedrooms, 3 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: X13248500

Welcome to 21 Fern Avenue - a lovingly maintained, one-owner home that has been thoughtfully customized, upgraded, and impeccably cared for throughout. Designed in collaboration with the original builder, this exceptional residence features soaring cathedral ceilings, rich hardwood flooring, a main-floor office, a spacious family room with a gas fireplace, and elegant formal living and dining rooms with French doors. The bright eat-in kitchen is perfect for family gatherings and offers double wall ovens, a gas cooktop, built-in dishwasher, and ample space for everyday dining. The second level boasts four generously sized bedrooms, including a luxurious primary suite featuring a five-piece ensuite with double sinks, a separate glass shower, and a relaxing step-up soaker tub. Filled with natural light, the additional bedrooms are beautifully appointed. with one currently serving as a comfortable second den. Several custom upgrades were incorporated during construction, adding both character and functionality. The partially finished basement provides a huge recreation room, cold room, workshop, and abundant storage space. Outside, the pride of ownership continues with professional landscaping, an irrigation system, and a patterned double driveway. The private backyard retreat features a deck, gazebo with hydro, cable, and ceiling fan, plus a power awning that creates a comfortable shaded outdoor living space. Notable updates and features include: New double wall ovens Newer furnace Roof with lifetime warranty Electronic air cleaner 200-amp electrical service Two chair lifts New primary bedroom window New kitchen patio door Ideally located within walking distance of shopping, schools, parks, hiking trails, and everyday amenities, with the YMCA just minutes away. Commuters will appreciate the easy highway access and proximity to the Aldershot GO Station. This stunning family home offers space, comfort, quality, and exceptional value.

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$1,297,000 - 21 Fern Avenue, Hamilton

Detached for Sale in Hamilton

Popular Listing
4Beds
3Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
X13248500
Property Type
Detached
Status
active
Days on Site
11
Bedrooms
4
Bathrooms
3
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Hamilton
Lot Size
6,997 sqft
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Welcome to 21 Fern Avenue - a lovingly maintained, one-owner home that has been thoughtfully customized, upgraded, and impeccably cared for throughout. Designed in collaboration with the original builder, this exceptional residence features soaring cathedral ceilings, rich hardwood flooring, a main-floor office, a spacious family room with a gas fireplace, and elegant formal living and dining rooms with French doors. The bright eat-in kitchen is perfect for family gatherings and offers double wall ovens, a gas cooktop, built-in dishwasher, and ample space for everyday dining. The second level boasts four generously sized bedrooms, including a luxurious primary suite featuring a five-piece ensuite with double sinks, a separate glass shower, and a relaxing step-up soaker tub. Filled with natural light, the additional bedrooms are beautifully appointed. with one currently serving as a comfortable second den. Several custom upgrades were incorporated during construction, adding both character and functionality. The partially finished basement provides a huge recreation room, cold room, workshop, and abundant storage space. Outside, the pride of ownership continues with professional landscaping, an irrigation system, and a patterned double driveway. The private backyard retreat features a deck, gazebo with hydro, cable, and ceiling fan, plus a power awning that creates a comfortable shaded outdoor living space. Notable updates and features include: New double wall ovens Newer furnace Roof with lifetime warranty Electronic air cleaner 200-amp electrical service Two chair lifts New primary bedroom window New kitchen patio door Ideally located within walking distance of shopping, schools, parks, hiking trails, and everyday amenities, with the YMCA just minutes away. Commuters will appreciate the easy highway access and proximity to the Aldershot GO Station. This stunning family home offers space, comfort, quality, and exceptional value.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,737.07/mo

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5-yr fixed avg.

Principal: $1,037,600Interest: $683,521
Mortgage Amount$1,037,600
Total Interest$683,521
Est. Property Tax$919/mo
Total Cost$1,721,121

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

21 Fern Avenue, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
2.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$919
Insurance (est.)-$270
Net Cash Flow+$2,361

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $519/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,404 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    21 Fern Avenue, Hamilton | $1,297,000 | Battaglia Team