$969,000 - 2004 Horace Duncan Crescent, Oshawa
Semi-Detached for Sale in Oshawa
135 days on market- MLS Number
- E12635318
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 135
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Oshawa
- Listing Brokerage
- RE/MAX EXPERTS
Welcome to this exceptional brand new semi-detached home, never lived in, located in the highly sought-after Palmetto Community of Oshawa, offering 1,850 sq. ft. of upgraded living space. Loaded with over $100,000 in premium builder upgrades, this home features an upgraded 4-bedroom floor plan, high-end finishes, and a layout designed for modern family living.Enjoy smart, connected, and energy-efficient living with Amazon Echo Show, wall-to-wall Wi-Fi, Rogers Unlimited Ignite Internet, Ring Doorbell, MYQ smart garage door opener, Nest Learning Thermostat, Aprilaire humidifier and air purifier, HRV system, double-glazed Low-E windows, LED lighting, and low-VOC paint.The chef-inspired kitchen offers extended cabinetry, a large central island, and stainless steel appliances, seamlessly flowing into the open-concept breakfast area and great room. The family room features a cozy fireplace and large windows providing abundant natural light. Upgraded flooring throughout and a matching stained staircase add elegance and continuity.Upstairs, the spacious primary bedroom includes a walk-in closet and a luxurious 4-piece ensuite with a frameless glass shower. Three additional generously sized bedrooms and a full bath provide flexible living space.Additional highlights include a good-sized backyard and 3 parking spaces (1 garage, 2 driveway).Ideally located within a 10-minute drive to community centres, places of worship, Walmart, Costco, Home Depot, Canadian Superstore, schools, parks, Highway 407, Ontario Tech University, Durham College, and more.A rare turnkey opportunity blending luxury, comfort, and unbeatable convenience.
Estimate your monthly payments for this property
Estimated Payment
$4,971.47/mo
Includes CMHC insurance ($27,035)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Oshawa
Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Oshawa
- •Convenient location in Oshawa
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
2004 Horace Duncan Crescent, Oshawa
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $646/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 135 days on site, this property has exceeded the typical selling timeline for Oshawa. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Oshawa. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,038 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.