20 WESTMINSTER Circle, Barrie

Price: $1,149,900

5 bedrooms, 5 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: S13108232

Welcome to 20 Westminster Circle - a stunning 5-year-old Fandor-built home in desirable South-East Barrie, offering over 3,700 sq. ft. of finished living space. Impeccably maintained and completely move-in ready, this elegant two-storey features a chef-inspired kitchen with dove grey cabinetry, quartz countertops, herringbone backsplash, stainless steel appliances, chimney hood fan, and two oversized islands-perfect for entertaining. Bright formal living and dining areas provide an ideal space for hosting. Upstairs offers four spacious bedrooms, including a luxurious primary suite with a spa-like ensuite and dual walk-in closets. Two bedrooms share a Jack-and-Jill bath, while the fourth enjoys a private ensuite. The fully finished basement adds a bedroom, 3-piece bath, large rec room, sitting area, and versatile den. Premium upgrades include engineered hardwood, stone countertops, 8-ft doors, a solid wood staircase with iron pickets, upgraded tile, flat ceilings with LED pot lights, a custom gas fireplace, California shutters, exterior pot lights, a fully fenced yard, central vac, A/C, and a garage loft. Conveniently located near shopping, waterfront parks, GO Transit, and top-rated schools, this home offers exceptional comfort, style, and lifestyle.

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$1,149,900 - 20 WESTMINSTER Circle, Barrie

Detached for Sale in Barrie

39 days on market
5Beds
5Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
S13108232
Property Type
Detached
Status
active
Days on Site
39
Bedrooms
5
Bathrooms
5
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Barrie
Listing Brokerage
CENTURY 21 B.J. ROTH REALTY LTD.
Description

Welcome to 20 Westminster Circle - a stunning 5-year-old Fandor-built home in desirable South-East Barrie, offering over 3,700 sq. ft. of finished living space. Impeccably maintained and completely move-in ready, this elegant two-storey features a chef-inspired kitchen with dove grey cabinetry, quartz countertops, herringbone backsplash, stainless steel appliances, chimney hood fan, and two oversized islands-perfect for entertaining. Bright formal living and dining areas provide an ideal space for hosting. Upstairs offers four spacious bedrooms, including a luxurious primary suite with a spa-like ensuite and dual walk-in closets. Two bedrooms share a Jack-and-Jill bath, while the fourth enjoys a private ensuite. The fully finished basement adds a bedroom, 3-piece bath, large rec room, sitting area, and versatile den. Premium upgrades include engineered hardwood, stone countertops, 8-ft doors, a solid wood staircase with iron pickets, upgraded tile, flat ceilings with LED pot lights, a custom gas fireplace, California shutters, exterior pot lights, a fully fenced yard, central vac, A/C, and a garage loft. Conveniently located near shopping, waterfront parks, GO Transit, and top-rated schools, this home offers exceptional comfort, style, and lifestyle.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,086.40/mo

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5-yr fixed avg.

Principal: $919,920Interest: $605,999
Mortgage Amount$919,920
Total Interest$605,999
Est. Property Tax$815/mo
Total Cost$1,525,919

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Barrie

Discover Barrie

Barrie is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Barrie

  • Convenient location in Barrie
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Barrie offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 WESTMINSTER Circle, Barrie

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,950/mo
Range: $3,358 - $4,543
Cap Rate (ROI)
3.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,950
Maintenance Fees-$0
Property Tax (est.)-$815
Insurance (est.)-$240
Net Cash Flow+$2,895

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $460/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 39 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Barrie are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Barrie.

Bathroom Count Matters

With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Barrie properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,791 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    MLS# S13108232 — 20 WESTMINSTER Circle | Battaglia Team