$1,095,000 - 20 Timber Lane, St. Catharines
Detached for Sale in St. Catharines
59 days on market- MLS Number
- X13027322
- Property Type
- Detached
- Status
- active
- Days on Site
- 59
- Bedrooms
- 4
- Bathrooms
- 4
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Tucked away on a quiet street in the highly sought-after north end of St. Catharines, this distinctive, custom-built home offers a rare blend of architectural character, generous space, and a private, nature-filled setting with no rear neighbours. Thoughtfully designed, the main level features expansive principal rooms with soaring ceilings, large windows, and an abundance of natural light throughout. The formal living room is anchored by a gas fireplace, while the spacious dining area provides the perfect setting for hosting. The kitchen is both functional and inviting, complete with a large island, ample cabinetry, and seamless sightlines to the family room and backyard. A private main floor office or den offers the ideal work-from-home setup, tucked away from the main living areas. Upstairs, three generously sized bedrooms are complemented by a convenient second-floor laundry room. The primary suite is a bright retreat with a walk-in closet and updated ensuite, along with access to a charming balcony overlooking the gardens. The fully finished lower level adds exceptional versatility, featuring a large family or recreation space, a fourth bedroom with its own ensuite, and ample storage. Surrounded by mature landscaping and lush greenery, the outdoor space offers privacy and tranquility, ideal for relaxing or entertaining. Recent updates include windows (2023), flooring, bathrooms, and exterior improvements, ensuring a move-in ready experience. Ideally located close to parks, schools, shopping, and quick QEW access, this home offers the perfect balance of lifestyle, convenience, and timeless design.
Estimate your monthly payments for this property
Estimated Payment
$4,843.55/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
20 Timber Lane, St. Catharines
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $438/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 59 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,563 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.