20 Saddletree Drive, Toronto C15

Price: $1,988,000

4 bedrooms, 4 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: C12956638

Modern Renovated with Lots of Upgrades 4 bedroom and 2.5+1 Bathrooms situated on a rare ravine lot backing onto Duncan Creek Trail, Calm & Prestigious Community Cul-De-Sac, $$$300K+++SPEND ON Updated, Finished Separate Entrance W/O Basement with 9ft ceiling, Beautiful Garden, open concept expansive living and sitting, updated Hardwood Floor main floor, Bathrooms, Kitchen, Breakfast, Laundry, Smooth ceiling in main floor, Pot Lights, Interlocking Driveway(2023), Fresh Painting(2025), Engineer Hardwood Flooring 2nd Floor(June 2025), Hardwood Stairs, All Energy Eff. Windows & Patio Door, Prof. Landscaping, Fully Fenced Yard, Cascading Fish Pond In The Backyard, High Eff. Furnace(2018), Roof (2018), Air Conditioners(2022), School: A.Y.Jackson & Zion Heights, Near parks, transit, and shopping.

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New Listing
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$1,988,000 - 20 Saddletree Drive, Bayview Village

Detached for Sale in Bayview Village

New — Listed yesterday
4Beds
4Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
C12956638
Property Type
Detached
Status
active
Days on Site
1
Bedrooms
4
Bathrooms
4
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Hillcrest Village / Bayview Village
Listing Brokerage
REAL HOME CANADA REALTY INC.
Description

Modern Renovated with Lots of Upgrades 4 bedroom and 2.5+1 Bathrooms situated on a rare ravine lot backing onto Duncan Creek Trail, Calm & Prestigious Community Cul-De-Sac, $$$300K+++SPEND ON Updated, Finished Separate Entrance W/O Basement with 9ft ceiling, Beautiful Garden, open concept expansive living and sitting, updated Hardwood Floor main floor, Bathrooms, Kitchen, Breakfast, Laundry, Smooth ceiling in main floor, Pot Lights, Interlocking Driveway(2023), Fresh Painting(2025), Engineer Hardwood Flooring 2nd Floor(June 2025), Hardwood Stairs, All Energy Eff. Windows & Patio Door, Prof. Landscaping, Fully Fenced Yard, Cascading Fish Pond In The Backyard, High Eff. Furnace(2018), Roof (2018), Air Conditioners(2022), School: A.Y.Jackson & Zion Heights, Near parks, transit, and shopping.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$8,793.59/mo

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5-yr fixed avg.

Principal: $1,590,400Interest: $1,047,678
Mortgage Amount$1,590,400
Total Interest$1,047,678
Est. Property Tax$1,408/mo
Total Cost$2,638,078

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hillcrest Village / Bayview Village

Discover Hillcrest Village / Bayview Village

Hillcrest Village / Bayview Village is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hillcrest Village / Bayview Village

  • Convenient location in Hillcrest Village / Bayview Village
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hillcrest Village / Bayview Village offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Saddletree Drive, Hillcrest Village / Bayview Village

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
1.0%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$1,408
Insurance (est.)-$414
Net Cash Flow+$1,728

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, RE/MAX Realty Specialists

Joe's Thoughts

Honest perspective from 25+ years of GTA real estate experience

Competitive Pricing

At $795/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Bayview Village's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Bayview Village are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Bayview Village. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Bayview Village properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $8,283 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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