20 Prospect Way, Whitby

Price: $849,000

4 bedrooms, 4 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: E12697930

Perfect Townhome for Anyone Looking for a Great Location and an Extra Living/Bedroom with it's Own Bath. Welcome to this Beautiful and Bright Home located in the Sought-after Pringle Creek Community. 9-foot ceilings, Open Concept Spacious Living and Dining, Pot Lights Throughout, Upgraded Laminate Flooring in the Whole House-NO CARPET!!! Quartz Countertops and Island in the Kitchen, Tile Backsplash, Walk Out to Your Fenced Backyard ideal for BBQ & Relaxing Outdoors. Main Floor Powder Room. Upstairs, The Large Primary Bedroom has 5-piece ensuite-Separate Shower and Soaker Bathtub, 2 Sinks & Walk-in Closet. The Second Bedroom features space for a Queen Size Bed, Closet & Juliette balcony.3rd Bedroom Features 2 Windows & Closet and a 2nd Full Bathroom on Second Floor. The Finished Basement Features a Room with Beautiful Full Bathroom and Closet. Walking distance to Public transit, Schools, Whitby Mall, Service Ontario, Restaurants, Grocery stores, Wynfield and Rosedale Park, less than a 10 minute drive to GO station and 401. Located just minutes from Highways 401, 412, and the Whitby GO Station, this home provides easy access to transit and commuting routes. Enjoy proximity to schools, parks, shopping, and all essential amenities. This is an exceptional opportunity to own a Modern and Move-in-ready home in a Family-Friendly Neighborhood.

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$849,000 - 20 Prospect Way, Whitby

Townhouse for Sale in Whitby

137 days on market
4Beds
4Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
E12697930
Property Type
Townhouse
Status
active
Days on Site
137
Bedrooms
4
Bathrooms
4
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Whitby
Listing Brokerage
ROYAL LEPAGE SIGNATURE REALTY
Description

Perfect Townhome for Anyone Looking for a Great Location and an Extra Living/Bedroom with it's Own Bath. Welcome to this Beautiful and Bright Home located in the Sought-after Pringle Creek Community. 9-foot ceilings, Open Concept Spacious Living and Dining, Pot Lights Throughout, Upgraded Laminate Flooring in the Whole House-NO CARPET!!! Quartz Countertops and Island in the Kitchen, Tile Backsplash, Walk Out to Your Fenced Backyard ideal for BBQ & Relaxing Outdoors. Main Floor Powder Room. Upstairs, The Large Primary Bedroom has 5-piece ensuite-Separate Shower and Soaker Bathtub, 2 Sinks & Walk-in Closet. The Second Bedroom features space for a Queen Size Bed, Closet & Juliette balcony.3rd Bedroom Features 2 Windows & Closet and a 2nd Full Bathroom on Second Floor. The Finished Basement Features a Room with Beautiful Full Bathroom and Closet. Walking distance to Public transit, Schools, Whitby Mall, Service Ontario, Restaurants, Grocery stores, Wynfield and Rosedale Park, less than a 10 minute drive to GO station and 401. Located just minutes from Highways 401, 412, and the Whitby GO Station, this home provides easy access to transit and commuting routes. Enjoy proximity to schools, parks, shopping, and all essential amenities. This is an exceptional opportunity to own a Modern and Move-in-ready home in a Family-Friendly Neighborhood.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,355.81/mo

Includes CMHC insurance ($23,687)

$
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5%10%50%

5-yr fixed avg.

Principal: $764,100Interest: $518,956
Mortgage Amount$787,787
Total Interest$518,956
Est. Property Tax$601/mo
Total Cost$1,306,743

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Prospect Way, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,900/mo
Range: $2,465 - $3,335
Cap Rate (ROI)
3.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,900
Maintenance Fees-$0
Property Tax (est.)-$601
Insurance (est.)-$177
Net Cash Flow+$2,122

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $772/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 137 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Whitby have shown strong appreciation as families seek more space.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,538 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    20 Prospect Way, Whitby — $849,000 | Battaglia Team