20 Harding Street, Halton Hills

Price: $799,990

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: W13027656

Welcome to this beautifully maintained freehold townhome (no condo or POTL fees) in Georgetown's sought-after Dominion Gardens-offering stylish, move-in-ready living with extensive recent upgrades throughout. The open-concept main foor features new flooring (2026), a cozy natural gas fireplace, and a fully renovated kitchen(2026) with modern cabinetry, quartz countertops & backsplash, and new stainless steel appliances. Pot lights on all three levels provide a bright, modern ambiance throughout the home. Upstairs, the spacious primary bedroom offers semi-ensuite access to an updated main bathroom, complemented by two additional well-sized bedrooms, including one with a walkout to affront balcony. Custom zebra blinds add a sleek, contemporary finish. The finished basement adds valuable living space-ideal for a family room, home office, or gym + additional storage space. Enjoy a fully fences backyard with mature landscaping, plus a private driveway for two cars plus single-car garage with no side walk. Extensive Upgrades Include: AC (2024), furnace (2025), renovated kitchen & appliances fridge (2026),dishwasher (2026), main floor flooring (2026), staircase carpet (2026), clothes washer (2026), water Softener & reverse osmosis system (2024)owned, and pot lights throughout all three levels. Located within walking distance to parks, splash pad, trails, shopping, restaurants, outlet mall, and GO Train. Close to excellent schools in a family-friendly neighbourhood-an exceptional opportunity to own a turnkey freehold home. Freehold Townhome - No Condo Fees. Fully Renovated Kitchen (2026)+ Cabinets+Quartz Countertop & Backsplash + Island. Pot Lights on All 3 Levels. New Flooring Main (2026) + Stair Carpet(2026). Finished Basement (Family Room/Ofce/Gym). AC(2024) & Furnace(2025). Water Softener +Reverse Osmosis(2024). Private Driveway(2 cars) + Garage. No sidewalk. Fully Fences Backyard with Mature Trees. Walking Distance to GO Train, Parks, Trails, Shopping & Schools.

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$799,990 - 20 Harding Street, Halton Hills

Townhouse for Sale in Halton Hills

53 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
W13027656
Property Type
Townhouse
Status
active
Days on Site
53
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Halton Hills
Listing Brokerage
ROYAL LEPAGE CERTIFIED REALTY
Description

Welcome to this beautifully maintained freehold townhome (no condo or POTL fees) in Georgetown's sought-after Dominion Gardens-offering stylish, move-in-ready living with extensive recent upgrades throughout. The open-concept main foor features new flooring (2026), a cozy natural gas fireplace, and a fully renovated kitchen(2026) with modern cabinetry, quartz countertops & backsplash, and new stainless steel appliances. Pot lights on all three levels provide a bright, modern ambiance throughout the home. Upstairs, the spacious primary bedroom offers semi-ensuite access to an updated main bathroom, complemented by two additional well-sized bedrooms, including one with a walkout to affront balcony. Custom zebra blinds add a sleek, contemporary finish. The finished basement adds valuable living space-ideal for a family room, home office, or gym + additional storage space. Enjoy a fully fences backyard with mature landscaping, plus a private driveway for two cars plus single-car garage with no side walk. Extensive Upgrades Include: AC (2024), furnace (2025), renovated kitchen & appliances fridge (2026),dishwasher (2026), main floor flooring (2026), staircase carpet (2026), clothes washer (2026), water Softener & reverse osmosis system (2024)owned, and pot lights throughout all three levels. Located within walking distance to parks, splash pad, trails, shopping, restaurants, outlet mall, and GO Train. Close to excellent schools in a family-friendly neighbourhood-an exceptional opportunity to own a turnkey freehold home. Freehold Townhome - No Condo Fees. Fully Renovated Kitchen (2026)+ Cabinets+Quartz Countertop & Backsplash + Island. Pot Lights on All 3 Levels. New Flooring Main (2026) + Stair Carpet(2026). Finished Basement (Family Room/Ofce/Gym). AC(2024) & Furnace(2025). Water Softener +Reverse Osmosis(2024). Private Driveway(2 cars) + Garage. No sidewalk. Fully Fences Backyard with Mature Trees. Walking Distance to GO Train, Parks, Trails, Shopping & Schools.

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Estimate your monthly payments for this property

Estimated Payment

$4,104.36/mo

Includes CMHC insurance ($22,320)

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5-yr fixed avg.

Principal: $719,991Interest: $488,998
Mortgage Amount$742,311
Total Interest$488,998
Est. Property Tax$567/mo
Total Cost$1,231,309

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Halton Hills

Discover Halton Hills

Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Halton Hills

  • Convenient location in Halton Hills
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Harding Street, Halton Hills

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,550/mo
Range: $2,168 - $2,933
Cap Rate (ROI)
2.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,550
Maintenance Fees-$0
Property Tax (est.)-$567
Insurance (est.)-$167
Net Cash Flow+$1,816

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $727/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 53 days on site, this property has exceeded the typical selling timeline for Halton Hills. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Halton Hills have shown strong appreciation as families seek more space.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,333 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    MLS# W13027656 — 20 Harding Street, Halton Hills | Battaglia Team