20 GRANITE RIDGE Trail, Hamilton

Price: $1,089,900

4 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Townhouse

MLS#: X12906110

Extensively upgraded, spacious 4 bedroom end unit, 3.5 bathroom townhome in beautiful Waterdown. From the moment you enter, you are welcomed by a seamless open concept layout that flows beautifully between the kitchen, dining and living areas. Main floor comes with 9ft ceilings, oak staircase, smooth ceilings throughout, white kitchen, vinyl plank to entire main floor and upper hallway. The custom kitchen includes S.S. appliances, quartz countertop, matte black fixtures and hardware throughout the home. Main floor also features a versatile den perfect for a private office for those who work from home. Upstairs features four generously sized bedrooms, berber carpet, 3 full bathrooms including 2 ensuites, laundry, and an oversized walk-in closet. The primary ensuite offers a double vanity with quartz counters and a custom glass shower door. Minutes from Hwy's, Go Station, shopping, schools, trails. This home is thoughtfully designed with quality modern upgrades for both everyday living and refined entertaining. A rare opportunity to own a beautifully upgraded home!

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$1,089,900 - 20 GRANITE RIDGE Trail, Hamilton

Townhouse for Sale in Hamilton

84 days on market
4Beds
4Baths
2,000 - 2,499Sq Ft
Townhouse
Property Details
MLS Number
X12906110
Property Type
Townhouse
Status
active
Days on Site
84
Bedrooms
4
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX Escarpment Realty Inc., Brokerage
Description

Extensively upgraded, spacious 4 bedroom end unit, 3.5 bathroom townhome in beautiful Waterdown. From the moment you enter, you are welcomed by a seamless open concept layout that flows beautifully between the kitchen, dining and living areas. Main floor comes with 9ft ceilings, oak staircase, smooth ceilings throughout, white kitchen, vinyl plank to entire main floor and upper hallway. The custom kitchen includes S.S. appliances, quartz countertop, matte black fixtures and hardware throughout the home. Main floor also features a versatile den perfect for a private office for those who work from home. Upstairs features four generously sized bedrooms, berber carpet, 3 full bathrooms including 2 ensuites, laundry, and an oversized walk-in closet. The primary ensuite offers a double vanity with quartz counters and a custom glass shower door. Minutes from Hwy's, Go Station, shopping, schools, trails. This home is thoughtfully designed with quality modern upgrades for both everyday living and refined entertaining. A rare opportunity to own a beautifully upgraded home!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,821.00/mo

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5%20%50%

5-yr fixed avg.

Principal: $871,920Interest: $574,379
Mortgage Amount$871,920
Total Interest$574,379
Est. Property Tax$772/mo
Total Cost$1,446,299

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 GRANITE RIDGE Trail, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,380/mo
Range: $2,873 - $3,887
Cap Rate (ROI)
2.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,380
Maintenance Fees-$0
Property Tax (est.)-$772
Insurance (est.)-$227
Net Cash Flow+$2,381

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $545/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 84 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,541 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    MLS# X12906110 — 20 GRANITE RIDGE Trail, Hamil… | Battaglia Team