$1,124,900 - 20 Elgin Street, Halton Hills
Detached for Sale in Halton Hills
Popular Listing- MLS Number
- W13246810
- Property Type
- Detached
- Status
- active
- Days on Site
- 8
- Bedrooms
- 4
- Bathrooms
- 4
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Halton Hills
- Listing Brokerage
- YOUR HOME TODAY REALTY INC.
Much Bigger Than It Looks! In-Law Suite! Huge Mature Lot (66 ft. x 158 ft.) - A Win, Win, Win! An inviting front porch welcomes you into the main level of this lovingly maintained and upgraded home where you will find a spacious and gracious layout featuring stylish finishes and tasteful flooring throughout. The living room invites you in with a cozy wood-burning fireplace set on brick, while the large sun-filled formal dining room is perfect for gatherings. The chef-approved kitchen showcases heated ceramic tile flooring, quartz countertops, shaker-style cabinetry and stainless-steel appliances (including a gas stove), all overlooking the expansive family room. The family room boasts a gas fireplace set against a striking stone backdrop and two sets of garden doors that open to a vast deck and beautifully landscaped private yard. The yard features a firepit and plenty of play space for kids, grown-ups and four-legged friends alike. An office and combined laundry/powder room complete this level. An open wood staircase leads to the upper level where the primary suite offers a luxurious 3-piece ensuite and 2 walk-in closets. Two additional bedrooms share a well-appointed 4-piece bathroom. The finished lower level provides additional living space, including a fully equipped one-bedroom in-law suite with 3-piece bathroom and separate entrance - perfect for guests, extended family, or rental potential. A large music room and storage/utility areas complete the level. Parking for 6 cars is a bonus! Steps to Go, schools, shops, parks (including splash pad), restaurants, and more - this delightful family home offers generous space, privacy and endless possibilities.
Estimate your monthly payments for this property
Estimated Payment
$4,975.81/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Halton Hills
Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Halton Hills
- •Convenient location in Halton Hills
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
20 Elgin Street, Halton Hills
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $562/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Halton Hills. Good resale value as demand remains consistent.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,687 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.