$989,900 - 20 Chiswick Avenue, Whitby
Detached for Sale in Whitby
New — Listed 7 days ago- MLS Number
- E13420364
- Property Type
- Detached
- Status
- active
- Days on Site
- 7
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- KINGSWAY REAL ESTATE
Pride of ownership is evident throughout this stunning all-brick 4-bedroom, 3-bathroom family home in one of Brooklin's most sought-after communities. Thoughtfully upgraded from top to bottom with over $120,000 in improvements in the last two years, this move-in ready home offers over 2,000 sq. ft. of beautifully designed living space with a functional, family-friendly layout. Step inside to a bright, refreshed main level featuring smooth ceilings (stucco removed), fresh paint, California shutters, and modern lighting. New hardwood floors (2024) run throughout the main and upper levels, seamlessly connected by an upgraded oak staircase (2024). The family room is a true showpiece with smooth vaulted ceilings, large windows, and views of the backyard. The fully renovated chef-inspired kitchen (2025) is the heart of the home, showcasing quartz countertops and backsplash, upgraded cabinetry, a breakfast bar, and stainless steel appliances including a new stove and new range hood (2025). Walkout from the breakfast area to a sun-filled backyard and enjoy the perennial garden. Convenient main floor laundry includes upgraded tile flooring, garage access, storage, and a new washer/dryer (2024). Upstairs, new hardwood continues through four spacious bedrooms, including a renovated primary bedroom with a walk-in closet and a renovated spa-inspired ensuite (2025). Outside, the finished patio is enhanced with sleek metal picket railings (2024), adding a polished outdoor touch. Enjoy a double-wide driveway (2024) with city permits for added curb appeal and parking. The backyard is fully finished with new interlocking (2024), a gazebo (2025), shed (2025), garden beds, and full side paving for easy maintenance and everyday function. Located steps to catholic and public schools, trails, parks, golf, rec/community centres, transit, and minutes to Hwy 407 & 412, this home offers the perfect blend of comfort, style, and convenience in a premier family neighbourhood.
Estimate your monthly payments for this property
Estimated Payment
$5,078.70/mo
Includes CMHC insurance ($27,618)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
20 Chiswick Avenue, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $495/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,125 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.