$849,500 - 20 Cardiff Court, Whitby
Detached for Sale in Whitby
New — Listed 5 days ago- MLS Number
- E13434122
- Property Type
- Detached
- Status
- active
- Days on Site
- 5
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Whitby
- Lot Size
- 5,393 sqft
- Listing Brokerage
- RIGHT AT HOME REALTY
Welcome to this beautifully updated 3-bedroom, 2-bathroom side-split bungalow nestled in the heart of West Lynde, one of Whitby's most sought-after family-friendly communities. Situated on a quiet, tree-lined cul-de-sac and connected directly to Central Park right beside the home, this property offers the perfect blend of privacy, convenience, and neighborhood charm. Surrounded by a thriving community of young families in one of Whitby's booming areas, this home is ideally located close to public schools, daycares, grocery stores, public transit, the GO Station, and the Iroquois Park Sports & Community Centre. Inside, you'll find a thoughtfully renovated interior featuring a stunning farmhouse-style kitchen complete with a custom vent hood, modern finishes, and exceptional functionality. Beautiful custom bay windows and a large picture window fill the home with natural light, creating warm and inviting living spaces. The spacious layout offers three generous bedrooms and two updated bathrooms, ideal for growing families. Step outside to your own private backyard retreat featuring a walkout deck, mature shaded trees, fruit trees, and an above-ground pool-perfect for entertaining, relaxing, and enjoying summer days with family and friends. A rare opportunity to own a move-in-ready home in a highly desirable West Lynde location where parks, schools, recreation, and everyday amenities are all just moments away. Separate Basement Entrance and potential in-law suite. Don't miss your chance to call this exceptional family home yours!
Estimate your monthly payments for this property
Estimated Payment
$4,358.38/mo
Includes CMHC insurance ($23,701)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
20 Cardiff Court, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Premium Pricing
At $1214/sqft, this property is priced above the Whitby average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.
Just Listed - Act Strategically
This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,540 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.