$535,500 - 20 Canterbury Drive, St. Catharines
Semi-Detached for Sale in St. Catharines
82 days on market- MLS Number
- X12912684
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 82
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Move-In Ready with In-Law Potential! This beautifully updated semi-detached home has been refreshed from top to bottom, with extensive renovations completed primarily in 2022. The main level offers a spacious, light-filled living room with a massive picture window and a well-sized dining area. The 2022 updates include new laminate flooring throughout the three generous bedrooms, a fully renovated bath, and a modernized kitchen boasting new cabinets and appliances (Stove/Microwave 2022, Fridge updated 2026).The lower level is a true standout, featuring a separate entrance and massive windows that provide a bright "main floor feel." This level includes a large recreation room with new flooring (2022), a second full bathroom, a separate utility room, and a spacious storage room. With a dedicated kitchenette space, and spacious laundry room featuring high-efficiency newly updated machines (2022), this home is ideal for those seeking extra living space or a private guest wing. The home is equipped with a relatively new furnace and air conditioning system, ensuring energy efficiency and year-round climate control. Combining modern updates, functional space, and an exceptional location close to schools, parks, different amenities, and within a close distance of the Outlet Collection at Niagara and the Niagara Pen Center this home is move-in ready and full of opportunity, making 20 Canterbury a must-see!
Estimate your monthly payments for this property
Estimated Payment
$2,747.39/mo
Includes CMHC insurance ($14,940)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
20 Canterbury Drive, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $765/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 82 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,231 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.