198 Scott Street Unit 117, St. Catharines

Price: $259,900

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Condo

MLS#: X13220180

Nestled in the welcoming neighbourhood of Geneva Court. This main-floor 2 bedroom unit is a must see. Fresh decor, boasts new laminate flooring in Living Room & Dining Rm with quality laminate in the 2 bedrooms. Neutral paint colour throughout & Move-in ready. Design boasts L-Shaped Living Rm/ Dining Rm with a garden door.. walk out, perfect for pets & easy access for morning strolls & private patio moments...all overlooking a peaceful community park & Inground salt-water pool... open annually May 24th., hours 9am - 8:30 pm . The galley kitchen features modern white cabinets & lots of counter space. The In- house superintendent always ready to help with directions. Well maintained building with comfortable lobby. Amenities include Party Room, exercise room, sauna, bike storage & coin operated laundry .Personal locker, door 8 #117. 1 parking space #54 with the unit & and if necessary a $25 per month for an extra parking spot, if any available. Lovely friendly building in residential neighbourhood & short drive to Port Dalhousie for marina, bistros & entertainment, bus route & Shopping plazas near by. Pets allowed (dog under 22 lbs)

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$259,900 - 198 Scott Street Unit 117, St. Catharines

Condo for Sale in St. Catharines

Popular Listing
2Beds
1Baths
700 - 1,099Sq Ft
Condo
Property Details
MLS Number
X13220180
Property Type
Condo
Status
active
Days on Site
12
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Locker
Exclusive
Exposure
North
Balcony
Terrace
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Nestled in the welcoming neighbourhood of Geneva Court. This main-floor 2 bedroom unit is a must see. Fresh decor, boasts new laminate flooring in Living Room & Dining Rm with quality laminate in the 2 bedrooms. Neutral paint colour throughout & Move-in ready. Design boasts L-Shaped Living Rm/ Dining Rm with a garden door.. walk out, perfect for pets & easy access for morning strolls & private patio moments...all overlooking a peaceful community park & Inground salt-water pool... open annually May 24th., hours 9am - 8:30 pm . The galley kitchen features modern white cabinets & lots of counter space. The In- house superintendent always ready to help with directions. Well maintained building with comfortable lobby. Amenities include Party Room, exercise room, sauna, bike storage & coin operated laundry .Personal locker, door 8 #117. 1 parking space #54 with the unit & and if necessary a $25 per month for an extra parking spot, if any available. Lovely friendly building in residential neighbourhood & short drive to Port Dalhousie for marina, bistros & entertainment, bus route & Shopping plazas near by. Pets allowed (dog under 22 lbs)

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,333.42/mo

Includes CMHC insurance ($7,251)

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5-yr fixed avg.

Principal: $233,910Interest: $158,865
Mortgage Amount$241,161
Total Interest$158,865
Est. Property Tax$184/mo
Total Cost$400,027

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

198 Scott Street Unit 117, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,200/mo
Range: $1,870 - $2,530
Cap Rate (ROI)
7.0%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,200
Maintenance Fees-$455
Property Tax (est.)-$184
Insurance (est.)-$54
Net Cash Flow+$1,507

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $371/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    198 Scott Street Unit 117, St.… — $259,900 | Battaglia Team