$274,900 - 196 SCOTT Street Unit 517, St. Catharines
Condo for Sale in St. Catharines
79 days on market- MLS Number
- X12944072
- Property Type
- Condo
- Status
- active
- Days on Site
- 79
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 800 sqft
- Neighbourhood
- St. Catharines
- Locker
- Owned
- Exposure
- South
- Balcony
- Open
- Listing Brokerage
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
The Time is NOW...Invest in Yourself: A Gateway to Landlord Life...There's no better time to invest in yourself - and no better way than through real estate. Whether you are looking to enjoy the ease and style of condo living or take your first step into landlord life, this condominium is a rare opportunity that delivers on all fronts. This suite is more than a home - its a smart move; 10' ceilings, new flooring, freshly painted. The living room offers southern views, offering an abundance of natural sunlight all day long. Step out directly onto your large, balcony and take in the fresh air, this is where mornings begin, and evenings unwind. Inside, you will find a generous clean galley kitchen, adjoining dining room, an updated four-piece bathroom, a spacious primary bedroom, and a guest bedroom, perfect to double as an office space. Plenty of storage within the unit & an additional offsite storage locker for added convenience. The building features a secure entry system, along with exclusive assigned parking for 1, and outdoor visitor parking for guests. Amenities include an outdoor pool, games/meeting room, green space, park, shared laundry, heat, hydro & water. Location is everything - and this ones unbeatable. You are walking or short driving distance to shops, groceries, restaurants, hospital, medical services, pharmacies, Brock University, schools, public transportation, trails, golf and more. Easy access to QEW makes commuting effortless. Move in and thrive or rent it out and start building wealth. Either way, this condo is a powerful investment in your future. This superb location has so much to offer, do not delay this home is waiting for you...Schedule a showing today
Estimate your monthly payments for this property
Estimated Payment
$1,410.38/mo
Includes CMHC insurance ($7,670)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
196 SCOTT Street Unit 517, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $344/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 79 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Efficient Living
At 800 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.