195 Ryerson Crescent, Oshawa

Price: $960,000

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: E13236600

Versatile and beautiful, this Raised Bungalow offers the flexibility your family needs. Downsizing & in need of Accessibility features? We've got it! Live comfortably on the main floor ft. wide hallways and an exterior wheelchair lift from the garage directly inside. 2 Large main floor Principal Rooms (Flooring 2026), Main floor Laundry, and Accessibility Conscious Bathrooms showcasing a 4pc Ensuite Bath with Roll-In shower. Don't compromise on Kitchen or Living Space with a bright & airy Breakfast area, Walk-in pantry & over 1500 sq. ft above grade. A Younger Family desiring that coveted Rental Income? We've got it! Choose to live upstairs or down! With new (2024) Above Grade windows & Cali Shutters throughout, an oversized 2nd Modern Kitchen with walk in pantry, Gas stove, B/I dishwasher & Wine fridge, Spacious 2nd Family & Dining Room areas, 4pc Semi-Ensuite, 2 additional bedrooms including what feels like a 2nd Primary Bdrm ft Walk-In & Mirrored wall-to-wall closets - without forgetting the 2nd Separate Laundry Rm - you'll easily forget it's a basement apartment! Large extended Family? We've got you covered too! Multiple entrances offer the privacy you need under one roof. Investors of course will love the proximity to Ontario Tech University. Cathedral Ceilings; Moveable upstairs Kitchen Island; New Windows at every turn (2024); the walk-out to the back deck and down to the backyard Gazebo; A front porch perfect for tea for two on a quiet morning; Landscaped Yards awaiting your revival; Roof (2015), Paint (2026) & Tankless Hot Water (owned, 2026); 7 mins to 407 &12 mins to 401; Close to TWO Costco locations in Oshawa & Ultra convenient with many groceries, Transit options, Highways & the University near by only ADD to the features that make this Raised-Bungalow on a quiet street in the highly desired North Oshawa, exactly the PERFECTLY versatile and beautiful home for YOU!

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$960,000 - 195 Ryerson Crescent, Oshawa

Detached for Sale in Oshawa

4Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
E13236600
Property Type
Detached
Status
active
Days on Site
15
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Oshawa
Listing Brokerage
RE/MAX REALTRON REALTY INC.
Description

Versatile and beautiful, this Raised Bungalow offers the flexibility your family needs. Downsizing & in need of Accessibility features? We've got it! Live comfortably on the main floor ft. wide hallways and an exterior wheelchair lift from the garage directly inside. 2 Large main floor Principal Rooms (Flooring 2026), Main floor Laundry, and Accessibility Conscious Bathrooms showcasing a 4pc Ensuite Bath with Roll-In shower. Don't compromise on Kitchen or Living Space with a bright & airy Breakfast area, Walk-in pantry & over 1500 sq. ft above grade. A Younger Family desiring that coveted Rental Income? We've got it! Choose to live upstairs or down! With new (2024) Above Grade windows & Cali Shutters throughout, an oversized 2nd Modern Kitchen with walk in pantry, Gas stove, B/I dishwasher & Wine fridge, Spacious 2nd Family & Dining Room areas, 4pc Semi-Ensuite, 2 additional bedrooms including what feels like a 2nd Primary Bdrm ft Walk-In & Mirrored wall-to-wall closets - without forgetting the 2nd Separate Laundry Rm - you'll easily forget it's a basement apartment! Large extended Family? We've got you covered too! Multiple entrances offer the privacy you need under one roof. Investors of course will love the proximity to Ontario Tech University. Cathedral Ceilings; Moveable upstairs Kitchen Island; New Windows at every turn (2024); the walk-out to the back deck and down to the backyard Gazebo; A front porch perfect for tea for two on a quiet morning; Landscaped Yards awaiting your revival; Roof (2015), Paint (2026) & Tankless Hot Water (owned, 2026); 7 mins to 407 &12 mins to 401; Close to TWO Costco locations in Oshawa & Ultra convenient with many groceries, Transit options, Highways & the University near by only ADD to the features that make this Raised-Bungalow on a quiet street in the highly desired North Oshawa, exactly the PERFECTLY versatile and beautiful home for YOU!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,925.30/mo

Includes CMHC insurance ($26,784)

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5-yr fixed avg.

Principal: $864,000Interest: $586,805
Mortgage Amount$890,784
Total Interest$586,805
Est. Property Tax$680/mo
Total Cost$1,477,589

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

195 Ryerson Crescent, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
2.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$680
Insurance (est.)-$200
Net Cash Flow+$2,320

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $640/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 15 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Oshawa. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,000 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    195 Ryerson Crescent, Oshawa | $960,000 | Battaglia Team