19 Birch Street, Cambridge

Price: $465,000

2 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: X13024470

Charming semi-detached home nestled in the heart of desirable Galt, just steps from the scenic Grand River and close to shopping, restaurants, and everyday amenities. This cute and well-maintained 2-bedroom home offers a functional layout with a bright kitchen, dedicated dining area, and a comfortable living room perfect for relaxing or entertaining.Enjoy the convenience of a garage and the bonus of a generously sized backyard-ideal for outdoor gatherings, gardening, or simply unwinding in your own private space. A fantastic opportunity for buyers who are looking to be part of this vibrant and historic community.

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$465,000 - 19 Birch Street, Cambridge

Semi-Detached for Sale in Cambridge

53 days on market
2Beds
1Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
X13024470
Property Type
Semi-Detached
Status
active
Days on Site
53
Bedrooms
2
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Cambridge
Listing Brokerage
ROYAL LEPAGE WOLLE REALTY
Description

Charming semi-detached home nestled in the heart of desirable Galt, just steps from the scenic Grand River and close to shopping, restaurants, and everyday amenities. This cute and well-maintained 2-bedroom home offers a functional layout with a bright kitchen, dedicated dining area, and a comfortable living room perfect for relaxing or entertaining.Enjoy the convenience of a garage and the bonus of a generously sized backyard-ideal for outdoor gatherings, gardening, or simply unwinding in your own private space. A fantastic opportunity for buyers who are looking to be part of this vibrant and historic community.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,385.69/mo

Includes CMHC insurance ($12,974)

$
$
5%10%50%

5-yr fixed avg.

Principal: $418,500Interest: $284,234
Mortgage Amount$431,474
Total Interest$284,234
Est. Property Tax$329/mo
Total Cost$715,707

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Cambridge

Discover Cambridge

Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Cambridge

  • Convenient location in Cambridge
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

19 Birch Street, Cambridge

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
5.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$329
Insurance (est.)-$97
Net Cash Flow+$1,974

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $423/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 53 days on site, this property has exceeded the typical selling timeline for Cambridge. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    19 Birch Street, Cambridge — $465,000 | Battaglia Team