18 Rowe Street, Oshawa

Price: $629,900

3 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13439144

Welcome to 18 Rowe St! This charming 2.5-storey home is an excellent opportunity for first-time buyers looking for great value in a convenient location. Featuring 3 bedrooms, a formal dining room, and a bright living room with beautifully redone hardwood floors, this home offers warmth, character, and functionality throughout.The spacious kitchen includes a walk-out to a covered deck and fully fenced yard, perfect for relaxing, entertaining, or enjoying outdoor space. The upper loft provides excellent potential and is ready for your finishing touches to create additional living space, a home office, studio, or playroom.The lower level is partially finished with drywall and ceiling already completed, offering plenty of storage and future usable space. Recent updates include a 2017 roof, upgraded electrical from knob and tube in 2022, 2025 Updated Plumbing, 2026 furnace maintenance, 2026 AC maintenance, freshly painted interior, freshly painted doors, refreshed hardwood flooring, new mortise lock door knobs, newer windows, 3 Car driveway, and furnace.Located close to Highway 401, Minutes from Downtown Oshawa, shopping, transit, and everyday amenities, this home combines character, updates, and convenience at an attractive price point. Direct Bell/Rogers Fibe available. A fantastic opportunity to move in and make it your own!

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active
New Listing
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$629,900 - 18 Rowe Street, Oshawa

Detached for Sale in Oshawa

New — Listed 2 days ago
3Beds
1Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
E13439144
Property Type
Detached
Status
active
Days on Site
2
Bedrooms
3
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
RE/MAX EXPERTS
Description

Welcome to 18 Rowe St! This charming 2.5-storey home is an excellent opportunity for first-time buyers looking for great value in a convenient location. Featuring 3 bedrooms, a formal dining room, and a bright living room with beautifully redone hardwood floors, this home offers warmth, character, and functionality throughout.The spacious kitchen includes a walk-out to a covered deck and fully fenced yard, perfect for relaxing, entertaining, or enjoying outdoor space. The upper loft provides excellent potential and is ready for your finishing touches to create additional living space, a home office, studio, or playroom.The lower level is partially finished with drywall and ceiling already completed, offering plenty of storage and future usable space. Recent updates include a 2017 roof, upgraded electrical from knob and tube in 2022, 2025 Updated Plumbing, 2026 furnace maintenance, 2026 AC maintenance, freshly painted interior, freshly painted doors, refreshed hardwood flooring, new mortise lock door knobs, newer windows, 3 Car driveway, and furnace.Located close to Highway 401, Minutes from Downtown Oshawa, shopping, transit, and everyday amenities, this home combines character, updates, and convenience at an attractive price point. Direct Bell/Rogers Fibe available. A fantastic opportunity to move in and make it your own!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,231.71/mo

Includes CMHC insurance ($17,574)

$
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5-yr fixed avg.

Principal: $566,910Interest: $385,030
Mortgage Amount$584,484
Total Interest$385,030
Est. Property Tax$446/mo
Total Cost$969,514

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

18 Rowe Street, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.2%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$446
Insurance (est.)-$131
Net Cash Flow+$2,223

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $573/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Oshawa's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,625 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    18 Rowe Street, Oshawa — $629,900 | Battaglia Team