18 Lafayette Drive, St. Catharines

Price: $449,900

3 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: X13031998

Welcome to 18 Lafayette Street in St. Catharines - a charming two-storey home offering exceptional value in a sought-after north end location. This 3-bedroom, 1-bathroom property has been thoughtfully updated over the past few years. .Step inside to find new flooring throughout and an abundance of natural light thanks to new windows (2020). The completely renovated bathroom (2020) offers a fresh, modern feel, while the home's mechanical updates - including a new furnace and air conditioning - provide peace of mind for years to come. Outside, enjoy a fully fenced backyard featuring a new large deck, perfect for entertaining, relaxing, or enjoying family time in a private setting. Located just minutes from all amenities and within walking distance to excellent schools, this home checks all the boxes for convenience and lifestyle. Other updates include panel (2020), pad and shed (2020), Whether you're a first-time buyer looking to break into the market, an investor seeking a solid rental property, or someone looking to downsize into a manageable, updated home - this is an opportunity you won't want to miss.

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$449,900 - 18 Lafayette Drive, St. Catharines

Semi-Detached for Sale in St. Catharines

52 days on market
3Beds
1Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
X13031998
Property Type
Semi-Detached
Status
active
Days on Site
52
Bedrooms
3
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Welcome to 18 Lafayette Street in St. Catharines - a charming two-storey home offering exceptional value in a sought-after north end location. This 3-bedroom, 1-bathroom property has been thoughtfully updated over the past few years. .Step inside to find new flooring throughout and an abundance of natural light thanks to new windows (2020). The completely renovated bathroom (2020) offers a fresh, modern feel, while the home's mechanical updates - including a new furnace and air conditioning - provide peace of mind for years to come. Outside, enjoy a fully fenced backyard featuring a new large deck, perfect for entertaining, relaxing, or enjoying family time in a private setting. Located just minutes from all amenities and within walking distance to excellent schools, this home checks all the boxes for convenience and lifestyle. Other updates include panel (2020), pad and shed (2020), Whether you're a first-time buyer looking to break into the market, an investor seeking a solid rental property, or someone looking to downsize into a manageable, updated home - this is an opportunity you won't want to miss.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,308.22/mo

Includes CMHC insurance ($12,552)

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5-yr fixed avg.

Principal: $404,910Interest: $275,004
Mortgage Amount$417,462
Total Interest$275,004
Est. Property Tax$319/mo
Total Cost$692,466

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

18 Lafayette Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.4%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$319
Insurance (est.)-$94
Net Cash Flow+$2,387

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $643/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 52 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    18 Lafayette Drive, St. Cathari… — $449,900 | Battaglia Team