178 Scott Street Unit 14, St. Catharines

Price: $465,000

3 bedrooms, 2 bathrooms

1,400 sqft

Property Type: Condo

MLS#: X13238554

Welcome home to The Clusters, perfectly tucked away at the back of this highly sought-after North End townhome complex. From the moment you step into the welcoming foyer, you'll appreciate the bright and inviting light living space, complete with California shutters and a front balcony. The spacious kitchen offers plenty of cupboard and counter space, flowing nicely into the dining area, while beautifully updated main floor powder room adds a touch of style. Upstairs, a skylight fills the roomy landing with natural light, leading to a large primary bedroom with a walk-in closet and charming slanted ceilings, along with two additional well sized bedrooms and a generous main bathroom with separate tub and shower. The lower level features a cozy rec room with gas fireplace an walk-out to your own private patio surrounded by trees, perfect for relaxing, plus a utility room and attached garage. Additional highlights include a new washer and dryer Feb/26, recently purchased home and safety package for $4000, offering additional peace of mind. Ideally located close to shopping, restaurants, the QEW, Port Dalhousie, and parks, this home is a wonderful fit for first time buyers, young professionals, or growing families. Enjoy summer days by the resort style outdoor pool and beautifully landscaped gardens, this is easy living at its best.

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$465,000 - 178 Scott Street Unit 14, St. Catharines

Condo for Sale in St. Catharines

Popular Listing
3Beds
2Baths
1,400Sq Ft
Condo
Property Details
MLS Number
X13238554
Property Type
Condo
Status
active
Days on Site
9
Bedrooms
3
Bathrooms
2
Square Feet
1,400 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
North
Balcony
Open
Listing Brokerage
EXP REALTY
Description

Welcome home to The Clusters, perfectly tucked away at the back of this highly sought-after North End townhome complex. From the moment you step into the welcoming foyer, you'll appreciate the bright and inviting light living space, complete with California shutters and a front balcony. The spacious kitchen offers plenty of cupboard and counter space, flowing nicely into the dining area, while beautifully updated main floor powder room adds a touch of style. Upstairs, a skylight fills the roomy landing with natural light, leading to a large primary bedroom with a walk-in closet and charming slanted ceilings, along with two additional well sized bedrooms and a generous main bathroom with separate tub and shower. The lower level features a cozy rec room with gas fireplace an walk-out to your own private patio surrounded by trees, perfect for relaxing, plus a utility room and attached garage. Additional highlights include a new washer and dryer Feb/26, recently purchased home and safety package for $4000, offering additional peace of mind. Ideally located close to shopping, restaurants, the QEW, Port Dalhousie, and parks, this home is a wonderful fit for first time buyers, young professionals, or growing families. Enjoy summer days by the resort style outdoor pool and beautifully landscaped gardens, this is easy living at its best.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,385.69/mo

Includes CMHC insurance ($12,974)

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5-yr fixed avg.

Principal: $418,500Interest: $284,234
Mortgage Amount$431,474
Total Interest$284,234
Est. Property Tax$329/mo
Total Cost$715,707

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

178 Scott Street Unit 14, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,080/mo
Range: $2,618 - $3,542
Cap Rate (ROI)
4.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,080
Maintenance Fees-$910
Property Tax (est.)-$329
Insurance (est.)-$97
Net Cash Flow+$1,744

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $332/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    178 Scott Street Unit 14, St. C… — $465,000 | Battaglia Team