$899,000 - 176 James Street, St. Catharines
Detached for Sale in St. Catharines
New — Listed yesterday- MLS Number
- X13228818
- Property Type
- Detached
- Status
- active
- Days on Site
- 1
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
BEAUTIFULLY renovated, tastefully decorated brownstone is nestled in an urban chic downtown location on trendy "Lawyer's Row". This stunning home has been updated to today's standards while preserving the character and fine craftmanship in such details as intricate ceilings, high coved moldings, wide baseboards, stained glass, marble fireplace. Renovated throughout by HGTV's Scott McGillivray and interior design byJohn Kazmir, bringing luxurious interiors, gorgeous lighting, custom cabinetry and open light filled spaces. Chef's gourmet kitchen with large island, coffered ceiling, quartz counters, Thermador stainless steel gas range, fridge, dishwasher and 36 bottle high end wine fridge, heated floors, second staircase to 2nd floor, walkout to cedar screened Sunroom overlooking private, landscaped backyard, ideal for seasonal entertaining. Inlaid hardwood throughout, deep windows, 10 ft. ceilings on main and second floors, custom bookshelves, 2 pc powder rm. Second floor w/ 3 spacious bedrooms, 2 full baths incl. ensuite privilege w/claw foot tub, reclaimed brick wall, stained glass window. Second full bath w/laundry, double sinks, glass shower, hydronic towel warmer. Updated windows, roof (2018) high efficiency boiler (2018) c/air (2018). NEW ONE OF A KIND GLASS WALLED WINE CELLAR - up to 2100 bottle CAPACITY, Vintage Cellar wine racks & 2 wall mounted oak Champagne racks. Ideally located a short walk to Montebello Park, downtown businesses, shops and cafes, Niagara's best restaurants, Meridian Arena, Performing Arts Centre. Close to major highways, Ridley College, Brock U, Toronto, Hamilton, Buffalo & Niagara airports, fabulous hiking and cycling trails, scenic Niagara wine routes, all amenities., Commercial zoning allows many live/work opportunities. This impeccable home will impress the most discerning buyer! See Supplemental documents for additional information and features.
Estimate your monthly payments for this property
Estimated Payment
$4,612.34/mo
Includes CMHC insurance ($25,082)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
176 James Street, St. Catharines
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $360/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,746 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.