174 Martindale Road Unit 25, St. Catharines

Price: $599,000

4 bedrooms, 3 bathrooms

1,200 sqft

Property Type: Condo

MLS#: X13026216

Welcome to 174 Martindale Road, Unit 25-a unique raised bungalow townhome in a highly desirable location. This unique design features a fully finished, at-grade lower level complete with 2 bedrooms, full bath, cozy living room with gas fireplace, and walkout to a covered deck-perfect for extended family or guests. On the main floor, you'll find 2 additional bedrooms, an en-suite bath with jacuzzi and step in shower, a 2 piece guest bath and a spacious kitchen with access to a second deck overlooking the tranquil beauty of 12 Mile Creek. Enjoy the perfect blend of nature and convenience-just minutes to Port Dalhousie, hospital, shopping, transit, and quick highway access.

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$599,000 - 174 Martindale Road Unit 25, St. Catharines

Condo for Sale in St. Catharines

53 days on market
4Beds
3Baths
1,200Sq Ft
Condo
Property Details
MLS Number
X13026216
Property Type
Condo
Status
active
Days on Site
53
Bedrooms
4
Bathrooms
3
Square Feet
1,200 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
North
Balcony
Open
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Welcome to 174 Martindale Road, Unit 25-a unique raised bungalow townhome in a highly desirable location. This unique design features a fully finished, at-grade lower level complete with 2 bedrooms, full bath, cozy living room with gas fireplace, and walkout to a covered deck-perfect for extended family or guests. On the main floor, you'll find 2 additional bedrooms, an en-suite bath with jacuzzi and step in shower, a 2 piece guest bath and a spacious kitchen with access to a second deck overlooking the tranquil beauty of 12 Mile Creek. Enjoy the perfect blend of nature and convenience-just minutes to Port Dalhousie, hospital, shopping, transit, and quick highway access.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,073.18/mo

Includes CMHC insurance ($16,712)

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5-yr fixed avg.

Principal: $539,100Interest: $366,142
Mortgage Amount$555,812
Total Interest$366,142
Est. Property Tax$424/mo
Total Cost$921,954

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

174 Martindale Road Unit 25, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,320/mo
Range: $2,822 - $3,818
Cap Rate (ROI)
4.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,320
Maintenance Fees-$780
Property Tax (est.)-$424
Insurance (est.)-$125
Net Cash Flow+$1,991

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $499/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 53 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,496 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    174 Martindale Road Unit 25, St… — $599,000 | Battaglia Team