17 The Cedars N/A, St. Catharines

Price: $759,000

5 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12928776

There are few neighbourhoods in St. Catharines as beloved as Walker's Creek in the North End. Well known for its unique, stylish homes on generous lots and its lush green spaces perfect for long walks, family adventures, and quiet moments outdoors. Welcome to 17 The Cedars, an exceptional and rarely found property featuring FOUR natural second-floor bedrooms (including the primary with an ensuite) and four bathrooms. This is a home with room to grow, space for every activity, and an unmistakably warm, inviting feel. The main floor begins with a spacious foyer that opens into a bright living room with pristine hardwood floors and brand new floor-to-ceiling picture windows. Choose between the formal dining room and the large eat-in kitchen for gatherings, complete with crisp white cabinetry and dramatic quartz countertops. Tucked at the back of the home is a charming bonus family room with hardwood accents, built-in shelving, and a wood-burning fireplace with rustic mantel; an ideal spot for cozy evenings or memorable family events. This special space has a sliding patio door that leads to the covered patio, perfect for BBQs and summer playtime. The oversized backyard is a true highlight, offering an inground pool with updated pump and liner, plus a diving board for endless summer fun. The partially finished basement adds even more versatility, with a large rec room, an additional bedroom with another ensuite, ample storage and hobby space, and a workbench. Additional updates and features: AC (2024), Furnace (2011, professionally serviced annually), 100 AMP service on breakers, Partial roof refresh (2019). With a unique, geometric, artsy curb appeal, this home is peerless and a must-see for families who are seeking an extra special address.

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$759,000 - 17 The Cedars N/A, St. Catharines

Detached for Sale in St. Catharines

80 days on market
5Beds
4Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12928776
Property Type
Detached
Status
active
Days on Site
80
Bedrooms
5
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

There are few neighbourhoods in St. Catharines as beloved as Walker's Creek in the North End. Well known for its unique, stylish homes on generous lots and its lush green spaces perfect for long walks, family adventures, and quiet moments outdoors. Welcome to 17 The Cedars, an exceptional and rarely found property featuring FOUR natural second-floor bedrooms (including the primary with an ensuite) and four bathrooms. This is a home with room to grow, space for every activity, and an unmistakably warm, inviting feel. The main floor begins with a spacious foyer that opens into a bright living room with pristine hardwood floors and brand new floor-to-ceiling picture windows. Choose between the formal dining room and the large eat-in kitchen for gatherings, complete with crisp white cabinetry and dramatic quartz countertops. Tucked at the back of the home is a charming bonus family room with hardwood accents, built-in shelving, and a wood-burning fireplace with rustic mantel; an ideal spot for cozy evenings or memorable family events. This special space has a sliding patio door that leads to the covered patio, perfect for BBQs and summer playtime. The oversized backyard is a true highlight, offering an inground pool with updated pump and liner, plus a diving board for endless summer fun. The partially finished basement adds even more versatility, with a large rec room, an additional bedroom with another ensuite, ample storage and hobby space, and a workbench. Additional updates and features: AC (2024), Furnace (2011, professionally serviced annually), 100 AMP service on breakers, Partial roof refresh (2019). With a unique, geometric, artsy curb appeal, this home is peerless and a must-see for families who are seeking an extra special address.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,894.06/mo

Includes CMHC insurance ($21,176)

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5-yr fixed avg.

Principal: $683,100Interest: $463,943
Mortgage Amount$704,276
Total Interest$463,943
Est. Property Tax$538/mo
Total Cost$1,168,219

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

17 The Cedars N/A, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
4.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$538
Insurance (est.)-$158
Net Cash Flow+$2,904

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $506/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 80 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,163 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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