$684,000 - 1614 Charles Street Unit 522, Whitby
Condo for Sale in Whitby
- MLS Number
- E13166736
- Property Type
- Condo
- Status
- active
- Days on Site
- 23
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Whitby
- Locker
- Owned
- Exposure
- South
- Balcony
- Enclosed
- Listing Brokerage
- RE/MAX IMPACT REALTY
Perfect opportunity for downsizers and first-time home buyers! This exceptionally sun-filled suite features bright, spacious rooms, an open-concept kitchen and living area, and a huge balcony - a true bonus for everyday living and entertaining. Residents of The Landing enjoy an exceptional range of amenities, including a fully equipped gym, yoga room, elegant party room, study/meeting workspace, lounge, pet wash, bike wash/repair station, event area with outdoor terrace and BBQs, and more. This beautifully designed unit offers 2 bedrooms, 2 bathrooms, and a versatile den. Parking and locker are included. Ideally situated just steps to the waterfront and within walking distance to the lake, scenic trails, parks, and the Whitby GO Station, making commuting effortless. Only minutes from major highways, shopping, dining, and all essential conveniences. A perfect blend of comfort, location, and lifestyle - this is condo living at its best!
Estimate your monthly payments for this property
Estimated Payment
$3,509.27/mo
Includes CMHC insurance ($19,084)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
1614 Charles Street Unit 522, Whitby
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $977/sqft, this property is priced in line with current Whitby market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 23 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,850 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.