$649,000 - 1606 Charles Street Unit 1303, Whitby
Condo for Sale in Whitby
131 days on market- MLS Number
- E12759368
- Property Type
- Condo
- Status
- active
- Days on Site
- 131
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 800 sqft
- Neighbourhood
- Whitby
- Locker
- None
- Exposure
- East
- Balcony
- Open
- Listing Brokerage
- RED MAPLE REAL ESTATE LTD.
Beautiful Clean well lit shows 10+++ This Exquisitely Designed 2-Bedroom, 2-Bathroom East-Facing Suite With Open-Concept Kitchen, Dining, And Living Area, And Expansive Floor-To-Ceiling Windows. Open Balcony with Lakeview. 9Ft Ceilings. Laminate Flooring Throughout.The Primary Bedroom Features A Luxurious Ensuite, WhileThe Second Bedroom Is Perfectly Positioned Near The Main Bath, Ideal For Guests Or A Home Office. Includes Underground Parking. Near Hwy 401, Hwy 407, And Whitby Go,With Easy Access To Premier Shopping, Dining, Entertainment, Schools, Parks, And Scenic Waterfront Trails. Building Amenities Include A Modern Fitness Centre, Yoga Studio, Private And Open Collaboration Workspaces, Dog Wash Area, Bike Wash And Repair Space, Lounge And Event Space With Outdoor Terrace For Barbecuing. Perfect For First-Time Homebuyers and Investors. A must see !!!
Estimate your monthly payments for this property
Estimated Payment
$3,329.71/mo
Includes CMHC insurance ($18,107)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
1606 Charles Street Unit 1303, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $811/sqft, this property is priced in line with current Whitby market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Negotiation Opportunity
At 131 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Efficient Living
At 800 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,704 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.