1600 Charles Street Unit 303, Whitby

Price: $600,000

3 bedrooms, 2 bathrooms

1,200 sqft

Property Type: Condo

MLS#: E12938994

Enjoy the ease of condo living in this beautiful suite at 1600 Charles Street - "The Rowe", perfectly situated in Port Whitby. This expansive 1,200+ sq ft corner suite is filled with natural light and offers a thoughtfully designed layout ideal for both everyday living and entertaining. A welcoming foyer with mirrored double closets leads into a bright, open-concept living space enhanced by floor-to-ceiling windows and southwest exposure. The functional kitchen features a generous breakfast island, ample cabinetry and counter space, and a sleek backsplash - perfect for casual meals or hosting friends. The oversized living and dining areas flow seamlessly to your wrap-around balcony, creating an ideal indoor-outdoor space to enjoy sun-filled days and stunning sunset views. The primary bedroom retreat boasts western-facing windows, his and hers closets, and a 3-piece ensuite with a walk-in shower. A spacious second bedroom includes a double closet and large windows, while the versatile den offers the flexibility of a home office or potential third bedroom. A full 4-piece main bath, ensuite laundry, and one underground parking space complete the suite. Residents of The Rowe enjoy exceptional amenities, including an indoor pool, rooftop terrace, fitness centre, billiards room, party room, guest suites, and concierge service. Just steps to the Abilities Centre, Port Whitby Marina, GO Station, waterfront trails, parks, and local dining, this unbeatable location delivers the ultimate blend of lifestyle and convenience. A rare opportunity to live by the lake in one of Whitby's most sought-after communities!

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$600,000 - 1600 Charles Street Unit 303, Whitby

Condo for Sale in Whitby

77 days on market
3Beds
2Baths
1,200Sq Ft
Condo
Property Details
MLS Number
E12938994
Property Type
Condo
Status
active
Days on Site
77
Bedrooms
3
Bathrooms
2
Square Feet
1,200 sqft
Neighbourhood
Whitby
Locker
None
Exposure
South West
Balcony
Open
Listing Brokerage
RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Description

Enjoy the ease of condo living in this beautiful suite at 1600 Charles Street - "The Rowe", perfectly situated in Port Whitby. This expansive 1,200+ sq ft corner suite is filled with natural light and offers a thoughtfully designed layout ideal for both everyday living and entertaining. A welcoming foyer with mirrored double closets leads into a bright, open-concept living space enhanced by floor-to-ceiling windows and southwest exposure. The functional kitchen features a generous breakfast island, ample cabinetry and counter space, and a sleek backsplash - perfect for casual meals or hosting friends. The oversized living and dining areas flow seamlessly to your wrap-around balcony, creating an ideal indoor-outdoor space to enjoy sun-filled days and stunning sunset views. The primary bedroom retreat boasts western-facing windows, his and hers closets, and a 3-piece ensuite with a walk-in shower. A spacious second bedroom includes a double closet and large windows, while the versatile den offers the flexibility of a home office or potential third bedroom. A full 4-piece main bath, ensuite laundry, and one underground parking space complete the suite. Residents of The Rowe enjoy exceptional amenities, including an indoor pool, rooftop terrace, fitness centre, billiards room, party room, guest suites, and concierge service. Just steps to the Abilities Centre, Port Whitby Marina, GO Station, waterfront trails, parks, and local dining, this unbeatable location delivers the ultimate blend of lifestyle and convenience. A rare opportunity to live by the lake in one of Whitby's most sought-after communities!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,078.31/mo

Includes CMHC insurance ($16,740)

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5-yr fixed avg.

Principal: $540,000Interest: $366,753
Mortgage Amount$556,740
Total Interest$366,753
Est. Property Tax$425/mo
Total Cost$923,493

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1600 Charles Street Unit 303, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,920/mo
Range: $2,482 - $3,358
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,920
Maintenance Fees-$780
Property Tax (est.)-$425
Insurance (est.)-$125
Net Cash Flow+$1,590

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $500/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 77 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    1600 Charles Street Unit 303, W… — $600,000 | Battaglia Team