1600 Charles Street Unit 101, Whitby

Price: $875,000

2 bedrooms, 3 bathrooms

1,800 sqft

Property Type: Condo

MLS#: E13073044

Welcome to Unit 101 in The Rowe Building located at 1600 Charles Street in Whitby. This Executive Suite isnt just any condo, its a statement of luxury designed for those seeking an elevated lifestyle. Interior Features include; 2 Bedrooms and 3 Bathrooms, Spacious multi-level layout with an open concept floor plan. Amazing 20 Feet ceilings in the living room. Premium finishes throughout the home. Gourmet Kitchen with walk out to the paved Patio. Enjoy the vibrant community and all that Whitby has to offer. Conveniently located across the street from the Whitby Go Station, you can take a walk down the waterside trails that leads to the Whitby Marina and Lakefront. Short distance to many amenities including the Recreation Centre, Highway 401, Parks, Ice Rink, Restaurants and Shops. The building has exceptional amenities including: Indoor Pool, Fitness Centre, Rooftop Terrace with, Party Room for Hosting Events, and Car Wash Facility. **Interior pictures have been staged, existing furniture is different**

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$875,000 - 1600 Charles Street Unit 101, Whitby

Condo for Sale in Whitby

45 days on market
2Beds
3Baths
1,800Sq Ft
Condo
Property Details
MLS Number
E13073044
Property Type
Condo
Status
active
Days on Site
45
Bedrooms
2
Bathrooms
3
Square Feet
1,800 sqft
Neighbourhood
Whitby
Locker
None
Exposure
North
Balcony
None
Listing Brokerage
ROYAL LEPAGE FRANK REAL ESTATE
Description

Welcome to Unit 101 in The Rowe Building located at 1600 Charles Street in Whitby. This Executive Suite isnt just any condo, its a statement of luxury designed for those seeking an elevated lifestyle. Interior Features include; 2 Bedrooms and 3 Bathrooms, Spacious multi-level layout with an open concept floor plan. Amazing 20 Feet ceilings in the living room. Premium finishes throughout the home. Gourmet Kitchen with walk out to the paved Patio. Enjoy the vibrant community and all that Whitby has to offer. Conveniently located across the street from the Whitby Go Station, you can take a walk down the waterside trails that leads to the Whitby Marina and Lakefront. Short distance to many amenities including the Recreation Centre, Highway 401, Parks, Ice Rink, Restaurants and Shops. The building has exceptional amenities including: Indoor Pool, Fitness Centre, Rooftop Terrace with, Party Room for Hosting Events, and Car Wash Facility. **Interior pictures have been staged, existing furniture is different**

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,489.20/mo

Includes CMHC insurance ($24,413)

$
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5%10%50%

5-yr fixed avg.

Principal: $787,500Interest: $534,849
Mortgage Amount$811,913
Total Interest$534,849
Est. Property Tax$620/mo
Total Cost$1,346,761

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1600 Charles Street Unit 101, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,000/mo
Range: $2,550 - $3,450
Cap Rate (ROI)
1.4%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,000
Maintenance Fees-$1,170
Property Tax (est.)-$620
Insurance (est.)-$182
Net Cash Flow+$1,028

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $486/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 45 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,646 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    1600 Charles Street Unit 101, W… — $875,000 | Battaglia Team