16 Bula Drive, St. Catharines

Price: $454,999

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: X13049640

*** Visit the REALTOR website for further information about this Listing *** Versatile 4-level semi-detached backsplit offering flexible living in a convenient St. Catharines location. This spacious home features three bedrooms across two levels, making it ideal for growing families or those seeking an in-law suite setup. The main living area spans over 22 ft and flows into a functional kitchen, while the upper level hosts two well-sized bedrooms and a full bathroom. The first lower level provides one additional bedrooms, and the second lower level offers a bright rec room, laundry area, and powder room - perfect for additional living or entertaining space. Major mechanicals have been recently updated, including a new furnace and central A/C (both 2024, owned), and a roof replaced approximately 3 years ago. Front windows were replaced 4 years ago, with all windows being vinyl throughout. Hot water tank is rental. Fuse panel in place. No garage. A great opportunity for buyers looking for space, flexibility, and key updates already done - move in and make it your own! This is an assignment sale.

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$454,999 - 16 Bula Drive, St. Catharines

Semi-Detached for Sale in St. Catharines

46 days on market
4Beds
2Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
X13049640
Property Type
Semi-Detached
Status
active
Days on Site
46
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
EASY LIST REALTY LTD.
Description

*** Visit the REALTOR website for further information about this Listing *** Versatile 4-level semi-detached backsplit offering flexible living in a convenient St. Catharines location. This spacious home features three bedrooms across two levels, making it ideal for growing families or those seeking an in-law suite setup. The main living area spans over 22 ft and flows into a functional kitchen, while the upper level hosts two well-sized bedrooms and a full bathroom. The first lower level provides one additional bedrooms, and the second lower level offers a bright rec room, laundry area, and powder room - perfect for additional living or entertaining space. Major mechanicals have been recently updated, including a new furnace and central A/C (both 2024, owned), and a roof replaced approximately 3 years ago. Front windows were replaced 4 years ago, with all windows being vinyl throughout. Hot water tank is rental. Fuse panel in place. No garage. A great opportunity for buyers looking for space, flexibility, and key updates already done - move in and make it your own! This is an assignment sale.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,334.38/mo

Includes CMHC insurance ($12,694)

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5-yr fixed avg.

Principal: $409,499Interest: $278,121
Mortgage Amount$422,193
Total Interest$278,121
Est. Property Tax$322/mo
Total Cost$700,314

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

16 Bula Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
7.3%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$322
Insurance (est.)-$95
Net Cash Flow+$2,783

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $414/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 46 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    16 Bula Drive, St. Catharines — $454,999 | Battaglia Team