153 B MOFFATT Street Unit B, St. Catharines

Price: $599,900

3 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: New Construction

MLS#: X13046388

Welcome to this beautifully designed end unit townhome featuring a unique layout with 3 bedrooms, 2.5 baths, and approximately 1,600 square feet of living space. Perfectly positioned to capture natural light from multiple exposures, this home feels bright and airy throughout thanks to its many windows and neutral interior décor.The front balcony offers unobstructed views - an ideal spot for morning coffee - while the rear deck and separate basement walkout provide extra options for outdoor living and entertaining. Inside, an open-concept main level combines living, dining, and kitchen spaces seamlessly, creating a welcoming flow for both daily life and gatherings.Upstairs, you'll find three well-proportioned bedrooms, including a spacious primary suite with ample closet space. The attached garage adds convenience, and the basement walkout offers flexible use for a family room, home office, or guest area.

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$599,900 - 153 B MOFFATT Street Unit B, St. Catharines

New Construction for Sale in St. Catharines

48 days on market
3Beds
2Baths
1,500 - 1,999Sq Ft
New Construction
Property Details
MLS Number
X13046388
Property Type
New Construction
Status
active
Days on Site
48
Bedrooms
3
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Description

Welcome to this beautifully designed end unit townhome featuring a unique layout with 3 bedrooms, 2.5 baths, and approximately 1,600 square feet of living space. Perfectly positioned to capture natural light from multiple exposures, this home feels bright and airy throughout thanks to its many windows and neutral interior décor.The front balcony offers unobstructed views - an ideal spot for morning coffee - while the rear deck and separate basement walkout provide extra options for outdoor living and entertaining. Inside, an open-concept main level combines living, dining, and kitchen spaces seamlessly, creating a welcoming flow for both daily life and gatherings.Upstairs, you'll find three well-proportioned bedrooms, including a spacious primary suite with ample closet space. The attached garage adds convenience, and the basement walkout offers flexible use for a family room, home office, or guest area.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,077.80/mo

Includes CMHC insurance ($16,737)

$
$
5%10%50%

5-yr fixed avg.

Principal: $539,910Interest: $366,692
Mortgage Amount$556,647
Total Interest$366,692
Est. Property Tax$425/mo
Total Cost$923,339

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

153 B MOFFATT Street Unit B, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$425
Insurance (est.)-$125
Net Cash Flow+$2,250

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $400/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 48 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    MLS# X13046388 — 153 B MOFFATT Street Unit B, St… | Battaglia Team