15 Malta Street, Toronto E06

Price: $1,299,900

6 bedrooms, 6 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: E12976654

Custom Built Home in a matured area, Detached House With 4+2 Bedrooms & 5+1 Washrooms. Premium Lot W/ No Neighbor Behind* Ultimate Privacy In Pool Sized Backyard* Income Producing Finished Basement* Family Friendly Birch cliff Cliffside Community* Enjoy 3,300 Sqft Of Luxury Living* Beautiful Curb Appeal W/ Stone & Stucco Exterior* Long Concrete Driveway* No Sidewalk* Covered Front Porch* Tall Double Door Main Entrance* 12ft Ceilings In Key Living Areas* Soaring Floor to Ceiling Windows with Custom Transom Glass* Multiple Skylights* True Open Concept* Spacious Family Rm W/ Book matched Stone Fireplace Wall* Large Kitchen W/ White Cabinetry* Large Centre Island* Quartz Counters* Another 700sq basement with 2 bedrooms with legal basement apartment which has a separate entrance huge 3 windows, 1 e-grace window. Each bedroom on second floor has 4 piece attached washroom. Eng-Hardwood Floors All Through, Modern Kitchen With Quartz Counter Top, With Waterfall Island, Kitchen, Dining And Family Room Have 12 Ft high ceiling. High Baseboard* Accent Wall Panel Crown molding Tray Ceilings For All Bedrooms* Custom Tiling In Wet Areas* Iron Pickets For Staircase* LED Pot-Lights & Light Fixtures* Primary Bedroom Includes A *Spa-Like 5PC Ensuite* Organizers In Walk-In Closet + Additional Closet* All Spacious Bedrooms W/ Private Ensuite & Closet Space* 2nd Floor Laundry* Finished Basement Tastefully Finished W/ High Ceilings* Large Egress Windows* Pot-Lights* Vinyl Flooring* Full Kitchen W/ Quartz Counters* Stainless Steel Appliances* Separate Laundry* Full 4pc Bathroom W/ Custom Tiling* 2 Spacious Bedrooms* Perfect For An In-laws Or Income* Fenced & Private Backyard*

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$1,299,900 - 15 Malta Street, Birch Cliff

Detached for Sale in Birch Cliff

43 days on market
6Beds
6Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
E12976654
Property Type
Detached
Status
active
Days on Site
43
Bedrooms
6
Bathrooms
6
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Birch Cliff / Cliffside
Listing Brokerage
REALTY 21 INC.
Description

Custom Built Home in a matured area, Detached House With 4+2 Bedrooms & 5+1 Washrooms. Premium Lot W/ No Neighbor Behind* Ultimate Privacy In Pool Sized Backyard* Income Producing Finished Basement* Family Friendly Birch cliff Cliffside Community* Enjoy 3,300 Sqft Of Luxury Living* Beautiful Curb Appeal W/ Stone & Stucco Exterior* Long Concrete Driveway* No Sidewalk* Covered Front Porch* Tall Double Door Main Entrance* 12ft Ceilings In Key Living Areas* Soaring Floor to Ceiling Windows with Custom Transom Glass* Multiple Skylights* True Open Concept* Spacious Family Rm W/ Book matched Stone Fireplace Wall* Large Kitchen W/ White Cabinetry* Large Centre Island* Quartz Counters* Another 700sq basement with 2 bedrooms with legal basement apartment which has a separate entrance huge 3 windows, 1 e-grace window. Each bedroom on second floor has 4 piece attached washroom. Eng-Hardwood Floors All Through, Modern Kitchen With Quartz Counter Top, With Waterfall Island, Kitchen, Dining And Family Room Have 12 Ft high ceiling. High Baseboard* Accent Wall Panel Crown molding Tray Ceilings For All Bedrooms* Custom Tiling In Wet Areas* Iron Pickets For Staircase* LED Pot-Lights & Light Fixtures* Primary Bedroom Includes A *Spa-Like 5PC Ensuite* Organizers In Walk-In Closet + Additional Closet* All Spacious Bedrooms W/ Private Ensuite & Closet Space* 2nd Floor Laundry* Finished Basement Tastefully Finished W/ High Ceilings* Large Egress Windows* Pot-Lights* Vinyl Flooring* Full Kitchen W/ Quartz Counters* Stainless Steel Appliances* Separate Laundry* Full 4pc Bathroom W/ Custom Tiling* 2 Spacious Bedrooms* Perfect For An In-laws Or Income* Fenced & Private Backyard*

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,749.90/mo

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5-yr fixed avg.

Principal: $1,039,920Interest: $685,049
Mortgage Amount$1,039,920
Total Interest$685,049
Est. Property Tax$921/mo
Total Cost$1,724,969

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Birch Cliff / Cliffside

Discover Birch Cliff / Cliffside

Birch Cliff / Cliffside is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Birch Cliff / Cliffside

  • Convenient location in Birch Cliff / Cliffside
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Birch Cliff / Cliffside offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

15 Malta Street, Birch Cliff / Cliffside

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,100/mo
Range: $3,485 - $4,715
Cap Rate (ROI)
2.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$4,100
Maintenance Fees-$0
Property Tax (est.)-$921
Insurance (est.)-$271
Net Cash Flow+$2,908

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $650/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 43 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Birch Cliff are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Birch Cliff.

Bathroom Count Matters

With 6 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Birch Cliff properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,416 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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