$724,900 - 15 Chatham Road, St. Catharines
Detached for Sale in St. Catharines
- MLS Number
- X13173644
- Property Type
- Detached
- Status
- active
- Days on Site
- 24
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- EXP REALTY
Welcome to 15 Chatham Road, a beautifully renovated backsplit tucked away on a mature tree-lined street in one of St. Catharines' sought-after north end neighbourhoods. Offering over 2,200sqft of finished living space, this stunning 3 bedroom, 2 bathroom home has been extensively updated throughout with the perfect blend of warmth, character and modern design. From the charming brick and stone exterior to the manicured lawn and oversized backyard, pride of ownership is evident from the moment you arrive. Inside, the show-stopping foyer with patterned tile flooring, exposed brick accents and a custom front entry creates an unforgettable first impression. The spacious open-concept living area features wide plank flooring, a textured ceiling, exposed wood beam and cozy fireplace, creating a warm yet elevated atmosphere ideal for everyday living and entertaining. The beautifully renovated kitchen is truly the heart of the home, showcasing an oversized island with seating, extensive cabinetry, stainless steel appliances and seamless flow into the bright dining area filled with natural light. Upstairs, you'll find three generous sized bedrooms and a beautifully renovated 5-piece bathroom featuring a double vanity & stone countertops. The lower level offers exceptional additional living space. Oversized above-grade windows flood the expansive family room with natural light, while the whitewashed brick fireplace and custom built-ins create a warm and inviting atmosphere. An additional room, recreation area and separate entry provide excellent flexibility for growing families, guests or multi-generational living. Step outside to your private backyard retreat featuring a covered entertaining area, outdoor lounge space and plenty of room for kids, pets and summer gatherings. Close to parks, schools, shopping, restaurants and everyday amenities, this move-in ready home offers the perfect blend of thoughtful design, functional living and timeless style. Book your showing today!
Estimate your monthly payments for this property
Estimated Payment
$3,719.11/mo
Includes CMHC insurance ($20,225)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
15 Chatham Road, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $659/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 24 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,020 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.