15 1/2 Wolesley Avenue, St. Catharines

Price: $699,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13171884

Welcome to 15 1/2 Wolseley Avenue in St. Catharines - a charming 3-bed, 2-bath home located in a great family-friendly neighbourhood close to excellent schools, parks, and all amenities. Filled with character and tasteful updates throughout, this home offers the perfect blend of charm and modern comfort.Step inside to a spacious front foyer surrounded by windows, allowing natural light to pour throughout the home. French doors lead into the inviting living room, where soft neutral tones, rich hardwood flooring, and abundant sunlight create a warm and welcoming ambiance. A beautiful fireplace framed by built-in shelving serves as the focal point of the space.The bright, recently updated kitchen features a clean, modern design with timeless finishes. White subway tile walls and recessed lighting create a fresh, airy atmosphere, while warm butcher block countertops add natural character and warmth. The large peninsula offers generous prep space and casual seating. Stainless steel appliances, ample cabinetry, and multiple windows provide both functionality and style. Just off the kitchen is a cozy dining area with a convenient walkout to the spacious backyard.Upstairs, you'll find three generously sized bedrooms, including a spacious primary bedroom with ample closet space and gorgeous vintage finishes. A convenient 3-piece bathroom and stacked washer/dryer complete the second floor. The full unfinished basement offers endless potential - perfect for additional storage or ready for your personal finishing touches. Additional updates include newer vinyl windows and a new central air unit installed in 2025, offering added comfort and efficiency. Outside, the large backyard is ideal for entertaining, family gatherings, or relaxing outdoors. A separate detached garage and shed provide plenty of additional storage space.Don't miss your opportunity to own this exceptionally character-filled home with thoughtful modern upgrades in a sought-after St. Catharines location.

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$699,900 - 15 1/2 Wolesley Avenue, St. Catharines

Detached for Sale in St. Catharines

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13171884
Property Type
Detached
Status
active
Days on Site
25
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Welcome to 15 1/2 Wolseley Avenue in St. Catharines - a charming 3-bed, 2-bath home located in a great family-friendly neighbourhood close to excellent schools, parks, and all amenities. Filled with character and tasteful updates throughout, this home offers the perfect blend of charm and modern comfort.Step inside to a spacious front foyer surrounded by windows, allowing natural light to pour throughout the home. French doors lead into the inviting living room, where soft neutral tones, rich hardwood flooring, and abundant sunlight create a warm and welcoming ambiance. A beautiful fireplace framed by built-in shelving serves as the focal point of the space.The bright, recently updated kitchen features a clean, modern design with timeless finishes. White subway tile walls and recessed lighting create a fresh, airy atmosphere, while warm butcher block countertops add natural character and warmth. The large peninsula offers generous prep space and casual seating. Stainless steel appliances, ample cabinetry, and multiple windows provide both functionality and style. Just off the kitchen is a cozy dining area with a convenient walkout to the spacious backyard.Upstairs, you'll find three generously sized bedrooms, including a spacious primary bedroom with ample closet space and gorgeous vintage finishes. A convenient 3-piece bathroom and stacked washer/dryer complete the second floor. The full unfinished basement offers endless potential - perfect for additional storage or ready for your personal finishing touches. Additional updates include newer vinyl windows and a new central air unit installed in 2025, offering added comfort and efficiency. Outside, the large backyard is ideal for entertaining, family gatherings, or relaxing outdoors. A separate detached garage and shed provide plenty of additional storage space.Don't miss your opportunity to own this exceptionally character-filled home with thoughtful modern upgrades in a sought-after St. Catharines location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,590.85/mo

Includes CMHC insurance ($19,527)

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5-yr fixed avg.

Principal: $629,910Interest: $427,818
Mortgage Amount$649,437
Total Interest$427,818
Est. Property Tax$496/mo
Total Cost$1,077,255

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

15 1/2 Wolesley Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$496
Insurance (est.)-$146
Net Cash Flow+$2,158

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $636/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 25 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    15 1/2 Wolesley Avenue, St. Catharines | $699,900 | Battaglia Team