145 Londonderry Street, Oshawa

Price: $619,000

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: E12893750

Turnkey opportunity ideal for first-time buyers, down sizers, or savvy investors! Located in a highly desirable neighborhood, this home offers convenient access to top-rated schools, parks, shopping at Oshawa Centre, Trent University, restaurants, and everyday amenities just steps away. The main floor features a spacious bedroom with a large closet, along with a separate 3-piece bathroom-ideal for those seeking single-level living or added convenience. The beautifully updated backyard boasts new interlocking extending from the front to the rear, a gazebo for outdoor enjoyment, and freshly installed grass completed last summer.HWT is also owned. No rental.Professionally maintained and move-in ready, this home offers comfort, functionality, and exceptional value in a prime location.

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$619,000 - 145 Londonderry Street, Oshawa

Semi-Detached for Sale in Oshawa

93 days on market
4Beds
2Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
E12893750
Property Type
Semi-Detached
Status
active
Days on Site
93
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Oshawa
Listing Brokerage
RE/MAX MILLENNIUM REAL ESTATE
Description

Turnkey opportunity ideal for first-time buyers, down sizers, or savvy investors! Located in a highly desirable neighborhood, this home offers convenient access to top-rated schools, parks, shopping at Oshawa Centre, Trent University, restaurants, and everyday amenities just steps away. The main floor features a spacious bedroom with a large closet, along with a separate 3-piece bathroom-ideal for those seeking single-level living or added convenience. The beautifully updated backyard boasts new interlocking extending from the front to the rear, a gazebo for outdoor enjoyment, and freshly installed grass completed last summer.HWT is also owned. No rental.Professionally maintained and move-in ready, this home offers comfort, functionality, and exceptional value in a prime location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,175.79/mo

Includes CMHC insurance ($17,270)

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5-yr fixed avg.

Principal: $557,100Interest: $378,367
Mortgage Amount$574,370
Total Interest$378,367
Est. Property Tax$438/mo
Total Cost$952,737

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

145 Londonderry Street, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$438
Insurance (est.)-$129
Net Cash Flow+$2,633

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $884/sqft, this property is priced in line with current Oshawa market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 93 days on site, this property has exceeded the typical selling timeline for Oshawa. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Oshawa. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,579 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    145 Londonderry Street, Oshawa | $619,000 | Battaglia Team