$999,900 - 145 Harding Boulevard, Birch Cliff
Detached for Sale in Birch Cliff
105 days on market- MLS Number
- E12801614
- Property Type
- Detached
- Status
- active
- Days on Site
- 105
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Birch Cliff / Cliffside
- Listing Brokerage
- BOSLEY REAL ESTATE LTD.
Welcome To 145 Harding Blvd - A Bright, Warm Family Home Set In The Heart Of Birch Cliff. Meticulously Maintained And Thoughtfully Renovated, This 3-Bedroom, 2-Bathroom Home Offers A Rare Main Floor Family Room And A Beautifully Finished Basement. A Home Designed For Growing Families. Step Inside To A Sun-Filled, Open-Concept Main Floor. The Modern Eat-In Kitchen Is Bright And Functional, With A Spacious Breakfast Bar. Perfect For Busy Mornings or Late Night Entertaining. Generous Bedrooms With Ample Storage Create A Functional Upper-Level Layout. The Fully Renovated Basement With Washroom Is A Versatile Retreat - Ideal For Extended Family, A Home Office, Gym, Or Valuable Additional Living Space. Outside, Walk Out To A Private Backyard Surrounded By Lush, Mature Greenery, Complete With A Garden Shed And Space To Relax Or Entertain. Extensive Storage, Thoughtful Design, And Parking Complete The Package. Set Within The Vibrant, Family-Focused Birch Cliff Community, Where Neighbours Know Each Other And Kids Still Play On The Street. Walk To Birch Cliff Public School, Excellent Local Daycares, And Scenic Lakeside Trails. Close To Local Favourites Including City Cottage Market, Grayson's Rustic Bakery, Pizzeria Rustico, And Murphy Green Juicery. Near Top-Rated Schools, The Library, Birchmount Community Centre, TTC, GO Transit, And Just 20 Minutes To Downtown. Offers Anytime!
Estimate your monthly payments for this property
Estimated Payment
$5,130.01/mo
Includes CMHC insurance ($27,897)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Birch Cliff / Cliffside
Birch Cliff / Cliffside is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Birch Cliff / Cliffside
- •Convenient location in Birch Cliff / Cliffside
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Birch Cliff / Cliffside offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
145 Harding Boulevard, Birch Cliff / Cliffside
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $909/sqft, this property is priced in line with current Birch Cliff market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Negotiation Opportunity
At 105 days on site, this property has exceeded the typical selling timeline for Birch Cliff. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Birch Cliff are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Birch Cliff. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: Birch Cliff properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,166 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.