144 Waterloo Avenue, Toronto C06

Price: $1,395,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: C12996004

Welcome to this exceptional opportunity on one of Waterloo Ave's most desirable blocks! Situated on an impressive 60' lot, this charming and versatile home offers the perfect blend of space, functionality, and future potential.Featuring 3 spacious bedrooms along with 2 well-appointed bathrooms, this home is designed to suit a variety of lifestyles. The thoughtfully designed addition off the kitchen creates an inviting and expanded living space-ideal for everyday living and entertaining.Perfect for first-time home buyers, this property offers the added benefit of a separate basement space that can be utilized for rental income, helping offset carrying costs. Alternatively, it presents an excellent downsizing option for those looking to transition into a more manageable home without compromising on comfort-especially for buyers wanting to be closer to family.A must-see with endless potential!

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$1,395,000 - 144 Waterloo Avenue, North York

Detached for Sale in North York

63 days on market
4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
C12996004
Property Type
Detached
Status
active
Days on Site
63
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
North York (Bathurst Manor / Clanton Park)
Listing Brokerage
RE/MAX HALLMARK REALTY LTD.
Description

Welcome to this exceptional opportunity on one of Waterloo Ave's most desirable blocks! Situated on an impressive 60' lot, this charming and versatile home offers the perfect blend of space, functionality, and future potential.Featuring 3 spacious bedrooms along with 2 well-appointed bathrooms, this home is designed to suit a variety of lifestyles. The thoughtfully designed addition off the kitchen creates an inviting and expanded living space-ideal for everyday living and entertaining.Perfect for first-time home buyers, this property offers the added benefit of a separate basement space that can be utilized for rental income, helping offset carrying costs. Alternatively, it presents an excellent downsizing option for those looking to transition into a more manageable home without compromising on comfort-especially for buyers wanting to be closer to family.A must-see with endless potential!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$6,170.56/mo

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5-yr fixed avg.

Principal: $1,116,000Interest: $735,167
Mortgage Amount$1,116,000
Total Interest$735,167
Est. Property Tax$988/mo
Total Cost$1,851,167

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: North York (Bathurst Manor / Clanton Park)

Discover North York (Bathurst Manor / Clanton Park)

North York (Bathurst Manor / Clanton Park) is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in North York (Bathurst Manor / Clanton Park)

  • Convenient location in North York (Bathurst Manor / Clanton Park)
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

North York (Bathurst Manor / Clanton Park) offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

144 Waterloo Avenue, North York (Bathurst Manor / Clanton Park)

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
1.7%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$988
Insurance (est.)-$291
Net Cash Flow+$1,921

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1268/sqft, this property is priced above the North York average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Negotiation Opportunity

At 63 days on site, this property has exceeded the typical selling timeline for North York. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in North York are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to North York. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: North York properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,813 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    144 Waterloo Avenue, North Yo… — $1,395,000 | Battaglia Team